Discover the best in online banking

We design the tools you need to make banking faster, easier, and smarter. 

Open a BNZ account

See what you spend in one place

With our BNZ app, you can see how you spend across your personal transaction accounts – to help you stay on top of your money^.

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Pay with your phone

Chances are you use your smartphone for almost everything. Download Apple Pay or Google Pay™ and you can use it to pay for things too. It’s easy, fast, secure, and it fits in your pocket.

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Personalise your banking

Our market-leading Internet Banking is designed around you. Create accounts for spending or saving, give them nicknames, attach your own photos, plus set savings goals that keep you motivated. 

Get set for top notch security

With the BNZ app, you can set up Face ID, Touch ID, or Fingerprint Login on your iOS or Android device, and you’ve instantly got the most secure, speedy way to do your banking.

Manage your home loan repayments online

You can make changes to your home loan payments on most home loan types in Internet Banking - or find out how a small increase to your payments could make a big saving to the length of your loan, and the amount of interest you pay ^.

This tool is intended as a guide only. We’ve had to make some assumptions to show you the potential savings.

  • Minimum payments are based on a 30 year term.
  • The interest rate doesn’t change (which in reality is likely to change over time).
  • You’ll make all your repayments in full and on time, and don’t make extra repayments or change your loan amount.
  • Your repayment amounts are calculated on a ‘principal and interest’ basis, and interest is calculated daily and charged at the same frequency as repayments.
  • Time saved is rounded down to the nearest month and actual amounts may vary slightly due to rounding.

Log in to get started

Account opening and lending criteria, terms and fees apply. BNZ standard terms and conditions apply to all BNZ transaction and savings accounts. Use of the BNZ app and Internet Banking services are subject to the BNZ Internet Banking Terms and ConditionsDetails of our fees can be found in our Fees Guide PDF 136KB. Rates and fees are subject to change.

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