A flexible home loan and transaction account all in one
A revolving home loan is like having a big overdraft on an everyday transaction account. A floating interest rate means you can make lump-sum repayments whenever you want without worrying about early repayment charges.
We have two types of revolving home loans
Benefits of a revolving home loan
Flexibility to withdraw cash
Access your money just like a regular bank account. Make withdrawals whenever you need, up to your agreed limit.
Reduce your interest
Put your income and savings into your home loan account to keep your balance down and pay less interest.
Ready access to your money
Manage your account 24-7 using internet or phone banking. Or use your Eftpos or Flexi Debit Visa card to pay for everyday expenses.
Compare home loan rates, fees and benefits
View and compare all of our home loans and choose the one that's right for you.
Talk to a mobile home loan specialist
Whether you need help choosing your first home loan, want expert advice, or looking to switch to BNZ – our team is here to help and we'll come to you.3
- Fly Buys are not available on a Rapid Repay home loan.
- Not available for loans for business purposes or packaged offers. Account and Service Fees apply.
Mobile home loan specialists cover the Auckland Region, Hamilton City and surrounds, Tauranga, Napier/Hastings, Christchurch City and surrounds, and the Wellington Region.
Lending criteria, terms and fees apply. Establishment or redocumentation fees may apply. A Low Equity interest rate premium may apply. Not for business purposes or packaged offers.