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Fixed home loans

The reassurance of fixed payments.

With a fixed interest rate you know exactly what your home loan payments will be for the fixed-rate period you chose. This can help to make budgeting easy and remove the worry of increasing interest rates. With our fixed home loans you can choose from terms of 6 months to seven years, and if you like the look of one of our competitive fixed rates, you can ask us to hold it for you for 60 days1.

Deal

Home loan special

Choose either $2,000 bonus Airpoints Dollars™ or $2,000 cash with any new lending of $100,000 or more. Available for a limited time. Terms and conditions apply.

Find out more

Terms and conditions for home loan special

Not for business purposes or packaged offers. Fees, terms and conditions apply. Bonus Airpoints Dollars will be allocated to the nominated Airpoints account or cash deposited to the customer’s BNZ account, after the loan is drawn down, which must be completed by 2 May 2014. Air New Zealand Airpoints Programme terms and conditions apply, visit airnewzealand.co.nz for more details. BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars or that Airpoints Dollars will continue to be offered for products or services provided by them. Airpoints Dollars earning rates can change without notice.

Classic home loan

Our best fixed rate on selected terms.

  • Certainty of knowing what your repayments will be
  • Tailored repayment option

GlobalPlus home loan

Earn Airpoints Dollars on all outstanding balances.

  • Tailored repayment option
  • Choose a fixed, variable or combination of interest rates

Fly Buys home loan

Collect Fly Buys Bonus Points on all outstanding balances.

  • Tailored repayment option
  • Choose a fixed, variable or combination of interest rates

Did you know?

If you want to make lump-sum repayments, or your income goes up and down during the year, you may be better off with a floating loan or a combination of the two. With a floating loan there are no charges for lump-sum or early repayments.