Agri Partners
Our Agribusiness team has experience across dairy, drystock, bloodstock, viticulture, horticulture and cropping. They have strong connections to farming communities around New Zealand, and have worked on farms, or still do.
Agribusiness and rural specialists
Our team of specialists are focussed on helping our farmers achieve long term financial and environmental sustainability.
Talk to one of our specialists or book a free banking review for your agribusiness.
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Our specialist teams
Our team of Agribusiness specialists have been working with New Zealand farmers for over 50 years. We’re proud to support our agribusinesses by providing the expertise to help them create sustainable businesses for the future.
Natural Capital
Whether you’re looking to implement leading sustainability practices or to ensure you meet your environmental obligations, our Agribusiness and Natural Capital team can help you plan for the future.
Corporate Agri & Value Chain
Our Corporate Agri team understands the demands of large-scale agribusinesses, and our Value Chain team provides support to vertically integrated businesses within the primary industry.
Loans and finance
We invest and lend for the long term, and are committed to backing agribusinesses that demonstrate strong financial and environmental management disciplines.
Customised Average Rate Loans
A Customised Average Rate Loan (CARL) is tailored specifically to agribusinesses. This customised portfolio loan can help you manage risk, plus you’ll have access to the expert advice of our markets specialists.
Asset finance
You can apply for up to 100% funding for new or used equipment for your business, and customise your repayments and term of your loan to meet your cashflow needs.
Overdrafts
An overdraft is a revolving credit facility that’s attached to your transaction account so it’s there when you need it. There’s no fixed term, you’ll pay interest only on the debit balance, and you can make lump sum repayments anytime.
Everyday banking, accounts, and cards
Our accounts and cards are designed to help you manage your cash flow, and our online banking options make it easier to manage your everyday banking.
Everyday accounts
Our transaction accounts can help you manage cash flow and everyday banking 24/7. While our savings accounts let you earn interest on every dollar you put aside now, to help fund unexpected events or seasonal lulls in the future.
Cards
Pay for things your agribusiness needs in store, app, and online with a BNZ business credit or debit card. Use your phone to make payments by adding your eligible cards to Apple Pay or Google Pay™ via the BNZ Business App.^
Online banking
Whether you’re in the office, on the farm, or on the road, managing your business banking is easier with Internet Banking for Business and our BNZ Business app.
Partners Centres
As a BNZ Agribusiness customer you have free use of our Partners Centres nationwide. Equipped with large boardrooms, presentation equipment, private spaces, phone and video conferencing facilities, and complimentary Wi-Fi.
Tools and resources
Calculators and templates
Use our calculators to help work out your loan repayments, or calculate profit increase. Or download a template to help forecast cash flow, write a business plan, or track your costs.
Natural Capital fact sheets
Our fact sheets are designed to help you better understand the effects of environmental regulations and climate change on NZ agribusiness operations.
- Greenhouse Gas reduction targets (PDF 345KB)
- How the Emissions Trading Scheme works (PDF 380KB)
- The Essential Freshwater package — managing your obligations to improve water quality (PDF 266KB)
- Getting to know and manage on-farm Greenhouse Gas (GHG) Emissions (PDF 286KB)
- Farm Environment Plans: a key planning tool for your agribusiness (PDF 360KB)
- Understanding the value of farm dairy effluent (PDF 134KB)
Reports and articles
Read our reports and Business Moments articles to get a better understanding of key factors influencing financial sustainability.
Book a free banking review
Let us know some details and one of our specialists will be in touch.