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Requesting to increase or decrease your limit

The minimum limit for a  Low Rate Mastercard or Advantage Classic card is $500, and $8,000 for an Advantage Platinum Visa. You can request to either increase or decrease your credit card limit online or by visiting a store.

Request to increase your limit

  • Click on your credit card.
  • In the credit card screen, select ‘View details’.
  • Click on ‘Apply for increased limit’. This option will only be available if your card is eligible for an increased limit. 

Alternatively, you can complete our online form

How to decrease your limit

  • Send us a secure message through the ‘Contact us’ option in Internet Banking.

You can also ring us on 0800 275 269 or visit us in store to change your credit card limit.