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Requesting to increase or decrease your credit card limit

The minimum limit for a BNZ Lite Visa or Advantage Classic card is $500, and for an Advantage Visa Platinum it’s $5,000.

You can request to increase or decrease your credit card limit using Internet Banking.

How to increase your limit

  1. Log in to Internet Banking.
  2. Select the Menu in the top left corner of the main page.
  3. Select Apply now
  4. Select Apply to increase your credit card limit.
  5. Follow the rest of the steps from there.

How to decrease your limit

  1. Log in to Internet Banking.
  2. Select the on Menu in the top left corner of the main page.
  3. Select the Contact icon from the bottom left of the menu. 
  4. Select New or Start new message. When prompted, enter your message to request decreasing your credit card limit.

Other ways to change your limit