Peace of mind with private health insurance

Avoid public hospital waiting lists and get the medical attention you need quicker, with our PrivateHealth Cover which includes private surgery, hospitalisation, and optional specialists cover. 

Comprehensive cover plus options

PrivateHealth Base plan

Comprehensive surgical and major medical cover.^

  • Up to $300,000 private hospital benefits for qualifying non-acute (or ‘elective’) surgery.
  • Reimbursement of both surgical and medical hospitalisation costs, associated with your surgery.
  • Reimbursement for the costs of associated specialists and imaging tests that take place six months before and after surgery.
  • Up to $65,000 private medical hospitalisation benefit for non-acute treatments.
  • Up to $65,000 cover for chemotherapy, and up to $30,000 for radiation treatment.
  • No standard excess. Add an optional excess ($250, $500 or $1,000) to reduce the cost of your premium.
More information about PrivateHealth benefits

Option cover for extra protection

Extend your cover by adding on flexible modules.

  • Day-to-day costs such as GP visits, after-hours visits, prescriptions and non-pharmacy subsidised pharmaceuticals.
  • Specialists consultations and imaging.
  • Natural health cover including osteopaths, chiropractors, physiotherapy, naturopathy and other natural health practitioners.
  • Dental and vision treatment by registered practitioners such as orthoptists and optometrists. Includes cover for glasses and lenses and a contribution to dental treatment.
More information about PrivateHealth optional benefits
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Protection for you and your family

PrivateHealth Cover is underwritten by UniMed, with policies available for individual adults, couples, or families. UniMed’s claim statistics show that younger adults claim for things too, like oral surgery, colonoscopies, gastroscopies and hernias. By starting early you’ll have cover before health conditions develop.

  • You can apply for cover at any age from 18 years old.
  • A child must be under 20 years old and a dependant of the main applicant to be included in their parent’s policy.
  • There’s no limit to the number of children that can be covered by your policy.

PrivateHealth Cover


Insurance help and support

If you need some help, call 0800 275 269
Or call us collect from a land line from here or overseas +64 9 985 0103

To make a claim, call 0800 600 666