Cover for sudden and accidental loss or damage for a range of vessels, including jet skis, fishing runabouts, and yachts. 

Applies on inland lakes and waterways, and coastlines up to 200 nautical miles from the shores of New Zealand. Your vessel may also be protected when it's being stored or transported within New Zealand.

Cover for accessories that are permanently kept onboard, including your fishing, diving and water skiing equipment that is not otherwise insured. 

If you're using your craft for social yacht racing within New Zealand and it suffers sudden and accidental loss or damage, you'll still be covered.

You, your passengers, and your crew are covered for up to $25,000 to cover the costs of being rescued anywhere in New Zealand. You also won't have to pay any excess on a rescue claim.

You're protected for up to $5 million third party legal liability cover if you accidentally damage anyone else's property or accidentally cause bodily injury to another person with your craft.