Protection for you and your boat on New Zealand’s waters

PremierCare Boat Insurance covers you and your crew, on a range of vessels from jet skis and fishing runabouts, to yachts for social racing.

Cover for your craft

Cover for accidental and sudden loss or damage for a range of vessels, including jet skis, fishing runabouts, and yachts. 

New Zealand-wide

Applies on inland lakes and waterways, and coastlines up to 200 nautical miles from the shores of New Zealand. Your vessel may also be protected when it's being stored or transported within New Zealand.

Crew and accessories

Protection for any crew onboard the craft at the time of an incident, as well as cover for accessories that are permanently kept onboard. 

Social yacht racing

If you're using your craft for social yacht racing within New Zealand and it suffers sudden or accidental loss, you'll still be covered.

Rescue costs

You and your crew are covered for up to $25,000 to cover the costs of being rescued anywhere in New Zealand. You also won't have to pay any excess on a rescue claim.

Legal liability cover

You're protected for up to $5 million third party legal liability cover if you accidentally damage other people's property with your craft.

More reasons to insure your boat with us

Multi-policy discounts

If you have boat insurance plus plus another type of PremierCare general insurance with us, you may be entitled to a package discount. 

Earn Fly Buys

Collect Fly Buys^ points based on the premiums you pay. Premiums can be paid fortnightly, monthly or annually.

Manage it online

View your insurance details online in Internet Banking. See your policy details anytime, or find out how to make a claim.

Get in touch about PremierCare Boat Insurance

Take out two or more new PremierCare Insurance policies by 22 October, and we’ll send you a $75 Prezzy card. Terms and conditions apply


Insurance help and support

If you need some help, call 0800 808 618
Or call us collect from a land line from here or overseas +64 9 985 0103

To make a claim, call 0800 248 888

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice. Fly Buys are not available on credited premiums. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered on their products/services. 

PremierCare Insurance is underwritten by IAG New Zealand Limited and is not an obligation of the distributor, BNZ. BNZ does not guarantee the obligations of IAG New Zealand Ltd. BNZ arranges PremierCare as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. Full details of cover, and a copy of your policy document, is available on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply.

Our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ storeor

View our PremierCare policy document.