Protection for you and your boat on New Zealand’s waters

PremierCare Boat Insurance covers you and your crew on a range of vessels, from jet skis and fishing runabouts to yachts for social racing.

Cover for your craft

Cover for sudden and accidental loss or damage for a range of vessels, including jet skis, fishing runabouts, and yachts. 

New Zealand-wide

Applies on inland lakes and waterways, and coastlines up to 200 nautical miles from the shores of New Zealand. Your vessel may also be protected when it's being stored or transported within New Zealand.


Cover for accessories that are permanently kept onboard, including your fishing, diving and water skiing equipment that is not otherwise insured. 

Social yacht racing

If you're using your craft for social yacht racing within New Zealand and it suffers sudden and accidental loss or damage, you'll still be covered.

Rescue costs

You, your passengers, and your crew are covered for up to $25,000 to cover the costs of being rescued anywhere in New Zealand. You also won't have to pay any excess on a rescue claim.

Legal liability cover

You're protected for up to $5 million third party legal liability cover if you accidentally damage anyone else's property or accidentally cause bodily injury to another person with your craft.

More reasons to insure your boat with us

Multi-policy discounts

If you have boat insurance plus another type of PremierCare general insurance with us, you may be entitled to a package discount. 

Earn Fly Buys

Collect Fly Buys^ points based on the premiums you pay. Premiums can be paid fortnightly, monthly or annually.

Manage it online

View your insurance details online in Internet Banking. See your policy details anytime, or find out how to make a claim.

PremierCare Boat Insurance

Let us know your details and we’ll get back to you to chat through some options.


Insurance help and support

Call 0800 808 618 (from overseas call us collect on +64 9 985 0103). Available 8am-8pm, Monday to Friday, and 8.30am-5pm on weekends.

To make a claim, call 0800 248 888. Available 8am-6pm, Monday to Friday.

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice. Fly Buys are not available on credited premiums. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered on their products/services. 

PremierCare Insurance is underwritten by IAG New Zealand Limited. BNZ arranges the policy as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it.  BNZ does not guarantee the obligations of IAG New Zealand Ltd. Full details of cover, and a copy of your policy document, is available at or on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions and exclusions do apply. Our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ store or

View our PremierCare policy document.