PremierCare Boat Insurance

Cover for your boat or someone else's, even during social yacht racing, and you can earn Fly Buys points^ on all your premiums.

Cover for your craft

Pleasure craft insurance is designed to protect vessels that are built for fun, from jet skis and fishing runabouts, right through to yachts for social racing. Cover is for accidental and sudden loss or damage. 

It applies on all inland lakes and waterways, and all coastlines up to 200 nautical miles from the shores of New Zealand. Your vessel is also protected when it is being stored or transported within New Zealand.

Protect all things onboard

This insurance cover includes protection of any of the crew onboard the craft at the time of the incident, as well as cover for any accessories that are permanently kept onboard. 

Earn Fly Buys^Points

You can collect Fly Buys^ Points based on the premiums you pay. Premiums can be paid fortnightly, monthly or annually.

Keep your insurance close at hand in Internet Banking

You can quickly and easily view your insurance details online in Internet Banking. See your policy details anytime, or find out how to make a claim.

Legal liability cover

You are protected for up to $5 million third party legal liability cover if you accidently damage other people's property with your craft.

Multi-policy discounts

If you have PremierCare boat insurance plus PremierCare contents insurance, you'll be entitled to a package discount. If you have more than one type of general insurance through BNZ, you may be entitled to a package discount. For example, if you have PremierCare contents, home, or motor vehicle insurance, you'll save 10%.

Social yacht racing

If you are using your craft for social yacht racing within New Zealand and it suffers sudden or accidental loss while it is being used you will still be covered.

Rescue costs

You and your crew are covered for up to $25,000 to cover the costs of being rescued anywhere in New Zealand. You also won't have to pay any excess on a rescue claim.

Get in touch about PremierCare Boat Insurance


Insurance help and support

If you need some help, call 0800 275 269
Or call us collect from a land line from here or overseas +64 9 985 0103

To make a claim, call 0800 248 888

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice.

PremierCare Insurance is underwritten by IAG New Zealand Limited and is not an obligation of the distributor, BNZ. BNZ does not guarantee the obligations of IAG New Zealand Ltd. BNZ arranges PremierCare as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. Full details of cover, and a copy of your policy document, is available on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply.

*By submitting your personal information to us through this form, you agree to us and/or IAG contacting you about this enquiry, which includes any related query indicated by you on this form. We collect and hold the personal information in this form solely for the purpose of this enquiry, and will only use or disclose the personal information in connection with this enquiry. The information collected will not be used or retained for any other purpose unless you buy an insurance policy as a result of this enquiry.  You have rights of access and correction of personal information held by BNZ. Refer to our privacy and security policy.

Our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ store or

View our PremierCare policy document.