See zero with a new BNZ Low Rate Mastercard®
Help manage those extra expenses leading up to and during the festive season, with our Low Rate Mastercard offer.* For a limited time, you’ll receive:
- 0% p.a. interest on new purchases for 3 months
- $0 account fee for 6 months
- 0% p.a. interest on balances transferred for 12 months.
How to get the offer
1. Apply for a Low Rate Mastercard
Apply for our Low Rate Mastercard, and if approved, there’ll be no account fee for the first six months.
2. Activate your card and use it straight away
If you’ve already loaded a PIN, your card is ready to go. If not, visit a BNZ store to get it activated. You’ll pay no interest on new purchases in the first three months.
3. Transfer the balance from a non-BNZ card
Complete an application, and subject to approval, we’ll transfer your balance. This could take up to 10 working days. You’ll pay no interest for 12 months, on the balance transferred.**
Low Rate Mastercard at a glance
After the special offers have finished, you’ll still enjoy some great features on your Low Rate Mastercard.
- 13.45% p.a. standard purchase interest rate.
- $17.50 half-yearly account fee.
- Up to 55 days interest free.
- $500 minimum credit limit.
Card security is important to us too
World-leading card security
You’re covered for fraud
Our zero fraud liability guarantee means we’ll repay any transactions you didn’t make, so you don’t lose out as long as you’ve complied with your card’s terms and conditions.
Protect your purchases
With NetPromise, if you buy something online and don’t receive it, or you return it and don’t get a refund, we can help you get your money back if you let us know within 30 days^.