Pay less interest with a Low Rate Mastercard
Our simplest card is low maintenance and goes easy on your wallet with its low purchase interest rate and lean fees.
- $5 monthly account fee
- Up to 55 days interest free
- $500 minimum limit
Get on top of your debt with our Low Rate Mastercard offer
If you’re paying off your sneaker obsession or your holiday from last year, our Low Rate Mastercard special offer is here to help. Get 0% p.a. on balances transferred for 12 months, 0% p.a. on new purchases for 3 months and no account fee for 6 months.
No strings, no fuss
Low interest rate
Keep your credit card costs down with one of the lowest purchase interest rates in the market, and benefit from paying off your higher interest balances first.
Managing your repayments is easy with our Low Rate Mastercard. The minimum monthly repayment is 2% of your balance or $25 – whatever is more.
Change your card type or increase your limit
If you already have a BNZ credit card, you can change it to a different card, or increase your credit card limit online.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901
Low Rate Mastercard eligibility criteria, terms, conditions and other fees apply. Interest rates and account fees are subject to change. An additional fee applies for an additional card/joint account.
NetPromise only applies to online shopping sites with the following features: a padlock, key symbol or a URL that starts “https”; security and privacy statements; and a returns policy.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.