No strings, no fuss
Low interest rate
Keep your credit card costs down with one of the lowest purchase interest rates in the market, and benefit from paying off your higher interest balances first.
Managing your repayments is easy with our Low Rate Mastercard. The minimum monthly repayment is 2% of your balance or $25 – whatever is more.
- 13.45% p.a. purchase interest rate
- $17.50 half-yearly account fee
- Up to 55 days interest free
- $500 minimum limit
Save money when you make a balance transfer
Get 0% p.a. for 12 months on balances transferred to our Low Rate Mastercard, from a non-BNZ credit or store card. Conditions apply. After 12 months the standard purchase interest rate will apply to transferred balances. Find out how much you could save.
Change your card type or increase your limit
If you already have a BNZ credit card, you can change it to a different card, or increase your credit card limit online.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901
Low Rate Mastercard eligibility criteria, terms, conditions and other fees apply. Interest rates and account fees are subject to change. An additional fee applies for an additional card/joint account.
NetPromise only applies to online shopping sites with the following features: a padlock, key symbol or a URL that starts “https”; security and privacy statements; and a returns policy.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.