No strings, no fuss
Low interest rate
Keep your credit card costs down with one of the lowest purchase interest rates in the market, and benefit from paying off your higher interest balances first.
Managing your repayments is easy with our Low Rate Mastercard. The minimum monthly repayment is 2% of your balance or $25 – whatever is more.
- 13.45% p.a. purchase interest rate
- $17.50 half-yearly account fee
- Up to 55 days interest free
- $500 minimum limit
2019 Canstar Bank of the Year - Credit Cards
We’re proud to be the inaugural winner of the Canstar Bank of the Year - Credit Cards award. This award recognises our suite of credit cards as offering outstanding value for a wide range of customers.
Change your card type or increase your limit
If you already have a BNZ credit card, you can change it to a different card, or increase your credit card limit online.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901