Pay less interest with a Low Rate Mastercard
Our simplest card is low maintenance and goes easy on your wallet with its low purchase interest rate and lean fees.
See zero with our Low Rate Mastercard
Help manage extra expenses with our special offer, available for a limited time*.
- 0% p.a. interest on new purchases for 3 months
- 0% p.a. interest on balance transferred for 12 months
- $0 account fee for 6 months
Peace of mind when you need it
World-leading card security
Our liquid encryption technology updates the security information on your card’s magnetic strip every time you use it at a BNZ ATM. This helps us detect if your card has been copied without your knowledge.
You’re covered for fraud
Our zero fraud liability guarantee means we’ll repay any transactions you didn’t make, so you don’t lose out as long as you’ve complied with your card’s terms and conditions.
Protect your online purchases
With NetPromise, if you buy something online and don’t receive it, or you return it and don’t get a refund, we can help you get your money back if you let us know within 30 days^.
Stay in control with your mobile
Manage your credit card settings in the BNZ app. You can block your card if you’ve misplaced it, then unblock it once it’s safely back in your hands. You can also turn Tap and Go™ on or off in the app.
Change your card type or increase your limit
If you already have a BNZ credit card, you can change it to a different card, or increase your credit card limit online.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901