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Get up to $150 cash back to use however you want

Apply for a new BNZ Advantage Visa card and you could get:

  • $150 Cash Rewards or 1,000 Fly Buys points with Advantage Visa Platinum*  
  • $75 Cash Rewards or 500 Fly Buys points with Advantage Visa Classic*

Choose how you want to be rewarded

BNZ Advantage Visa Classic

Choose Cash Rewards or Fly Buys points^

$150 spend = $1 Cash Reward
$40 spend = 1 Fly Buys point

Rewards are earned on eligible purchases^

Plus, get an extra $75 cash back or 500 Fly Buys points when you spend $1,500 in the first three months.*


  • Account fee$20 half-yearly
  • Joint/additional card fee$6 half-yearly
  • Minimum credit limit$500
  • Purchase interest rate-% p.a.
  • Cash advance interest rate-% p.a.
  • Balance transfer^-% p.a. for 6 months
  • Interest–free daysUp to 55 days

BNZ Advantage Visa Platinum

Choose Cash Rewards or Fly Buys points^

$90 spend = $1 Cash Reward
$15 spend = 1 Fly Buys point

Rewards are earned on eligible purchases^

Plus, get an extra $150 cash back or 1,000 Fly Buys points when you spend $2,500 in the first three months.*


  • Account fee$45 half-yearly
  • Joint/additional card fee$10 half-yearly
  • Minimum credit limit$8,000
  • Purchase interest rate-% p.a.
  • Cash advance interest rate-% p.a.
  • Balance transfer^-% p.a. for 6 months
  • Interest–free daysUp to 55 days
  • Travel insurance days^Up to 90 days

Rewards that work to your advantage

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Choose where your cash goes

Use your Cash Rewards to treat yourself, put it towards your credit card, or watch it grow in your BNZ KiwiSaver Scheme - it’s up to you. Our Advantage Visa Platinum has the best cash back rate in New Zealand.

 

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Perks for travellers

BNZ Advantage Visa Platinum also includes up to 90 days’ travel insurance, and a concierge service, which you can use to book a hotel or make a last–minute dinner reservation, anywhere in the world.

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Earn twice with Fly Buys

Earn more Fly Buys points by using your BNZ Advantage Visa to pay when you swipe your Fly Buys card. BNZ Fly Buys members collect 8 times more points a year on average than other Fly Buys members.^

 

Start paying with your phone

With a BNZ Advantage card, you can pay in stores, apps and online with Apple Pay™ or Google Pay™. Download the BNZ Mobile Banking app to get started.

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