Get up to $150 cash back to use however you want

Apply for a new BNZ Advantage Visa card and you could get:

$150 Cash Rewards or 1,000 Fly Buys points with Advantage Visa Platinum*
$75 Cash Rewards or 500 Fly Buys points with Advantage Visa Classic*

Apply for Advantage Visa Platinum Apply for Advantage Visa Classic

Choose how you want to be rewarded

BNZ Advantage Visa Classic

Choose Cash Rewards or Fly Buys points^

$150 spend = $1 Cash Reward
$40 spend = 1 Fly Buys point

Plus, get an extra $75 cash back or 500 Fly Buys points when you spend $1,500 in the first three months.*

Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Fly Buys account monthly.

Account fee$20 half-yearly
Joint/additional card fee$6 half-yearly
Minimum credit limit$500
Purchase interest rate-% p.a.
Cash advance interest rate-% p.a.
Balance transfer^-% p.a. for 6 months
Interest–free daysUp to 55 days

Apply for a BNZ Advantage Classic

BNZ Advantage Visa Platinum

Choose Cash Rewards or Fly Buys points^

$90 spend = $1 Cash Reward
$15 spend = 1 Fly Buys point

Plus, get an extra $150 cash back or 1,000 Fly Buys points when you spend $2,500 in the first three months.*

Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Fly Buys account monthly.

Account fee$45 half-yearly
Joint/additional card fee$10 half-yearly
Minimum credit limit$8,000
Purchase interest rate-% p.a.
Cash advance interest rate-% p.a.
Balance transfer^-% p.a. for 6 months
Interest–free daysUp to 55 days
Travel insurance days^Up to 90 days

Apply for a BNZ Advantage Visa Platinum

Rewards that work to your advantage

Choose where your cash goes

Use your Cash Rewards to treat yourself, put it towards your credit card, or watch it grow in your BNZ KiwiSaver Scheme - it’s up to you. Our Advantage Visa Platinum has the best cash back rate in New Zealand.

Perks for travellers

BNZ Advantage Visa Platinum also includes up to 90 days’ travel insurance, and a concierge service, which you can use to book a hotel or make a last–minute dinner reservation, anywhere in the world.

Earn twice with Fly Buys

Earn more Fly Buys points by using your BNZ Advantage Visa to pay when you swipe your Fly Buys card. BNZ Fly Buys members collect 8 times more points a year on average than other Fly Buys members.^

Start paying with your phone

With a BNZ Advantage card, you can pay in stores, apps and online with Apple Pay™ or Google Pay™. Download the BNZ Mobile Banking app to get started.