Consumer and retail

We work with some of New Zealand’s best known brands—helping them manage their cash flow, interest rate and foreign exchange risk, and improving customer experience through innovative point-of-sale and digital transactional products.

Our clients are wholesalers, online businesses and bricks-and-mortar retailers—in industries that range from traditional and digital media, to supermarkets and electronics.

Reach your business goals with quality advice

We know your industry inside out

Our relationship managers are always up-to-date with the latest developments in the industry, giving you the best solutions and advice. We'll help you manage your day-to-day business—and free-up the funds to reach your growth potential.

Talk to a relationship manager

A leading lender to the industry

As a leading lender to New Zealand’s consumer sector, we’ve got a wealth of experience and knowledge to draw from that’s specific to your industry—and we can show you how to navigate any potential issues along the way.

Innovative products and services

Transactional innovations

We’ll create a tailored system for your business that can make life easier—and reduce the opportunities for human error in your accounting.

Solutions include our intuitive Internet Banking for Business platform, and Flexi-Purchase, an easy-to-use online expense reconciliation system.

More about transactional banking

Point-of-sale products

We offer a range of point-of-sale solutions to make life easier for your customers and your staff.

These include PayClip—a mobile payment solution that lets you take payment using your mobile phone or tablet. This means no more invoicing.

More about payment solutions

Access to all-of-bank services

Through your relationship team, you’ll get access to:

You can also get foreign exchange and interest rate risk management services through our financial markets team.

Contact a relationship manager

Nigel Collins

Client Director

Nigel’s team focuses on consumer orientated clients across the Retail, Media and Manufacturing sectors as well as being responsible for the key airport relationships across the Institutional Bank.

Nigel has 13 years’ experience in the banking and financial services sector. Before joining BNZ in 2009, Nigel worked for banks in London. He has a Bachelor of Commerce and a Bachelor of Physical Education.

Paul Bullivant

Client Director

Paul is responsible for matching our specialists to clients’ needs and providing solutions that enhance their business. He has significant experience in managing large-scale institutional banking and structured financing in both local and cross-border jurisdictions.

Paul has been with the BNZ since 2010, prior to that he practised banking and finance law for eight years in New Zealand, Australia and the UK. He has a Bachelor of Commerce and Bachelor of Law from Canterbury University.

Relationship managers in other sectors

Our Relationship Managers understand the ins and outs of your industry and can help grow your business, launch a new project—or just keep things ticking over. Find a Relationship Manager for your industry: