Take payments with your smartphone

Whether you’re a tradesperson, a landscape gardener or have a mobile hairdressing business, PayClip® is the fast and convenient, all-in-one portable way to accept payments on the spot wherever you have data coverage.

Download the BNZ PayClip app

app storegoogle play

How PayClip works

PayClip is a mobile payment device that connects to your Apple™ or Android™ compatible smartphone via Bluetooth®. Together with the free BNZ PayClip app, you’ll be able to process payments on the spot via contactless, swipe, or chip and PIN from:

  • Eftpos cards
  • Visa and Mastercard credit and debit cards.

Low fees + no strings

Low service fee

PayClip has a low merchant service fee of 2.95% per transaction and no charge for EFTPOS transactions.

No contract

There is no minimum contract term with PayClip.

Cost per month

$30 per month per device (excluding GST).*

Stay on top of your business

Manage all your accounts, transactions, and PayClip users through the BNZ PayClip Merchant Portal. You’ll even be able to see your transaction history on your smartphone.


When you can take card payments, you'll be paid straight into your BNZ business account (such as MyMoney for Business or TotalMoney for Business) as early as the next business day, so there’s no need to chase unpaid invoices.


Our BNZ PayClip mobile app makes it super easy to take payments on the spot. Simply insert, swipe, or tap your customer's card to your PayClip device. No need to type in lots of card details.

Safe and secure

Customer card details are not stored on either the PayClip device or your smartphone and all transaction data is encrypted and processed in real-time.**

Multiple devices

You can have more than one PayClip device for your business. Each PayClip device costs $30 per month (excl GST), so it’s cost effective and affordable even if you have lots of staff. What’s more, you can link all your PayClip devices to one BNZ bank account for all payments to go into.

More information

If you’re interested in getting PayClip, leave us your details and we’ll be in touch. 

Small Print

The information provided on this page is summary only.

Subject to credit criteria, merchant service terms and BNZ transactional account.  Data connection needed.  Eftpos, Visa and MasterCard credit and debit cards only.  Terms and fees apply.  Compatible with iPhone™ and smartphones with Android™, subject to minimum operating system requirements.  iPhone™ and Apple™ are trademarks of Apple Inc., registered in the U.S. and other countries.  Android™ is a registered trademark of Google Inc.

^ App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

*The standard monthly account fee will apply for the BNZ bank account you use to put the payments into.

** Funds will be deducted from your customer's account immediately and recorded immediately on your app and portal.  Funds will be paid into your bank account on the next working day.