Trade finance

Improve your cash flow, protect your valuable balance sheet, and manage your foreign exchange and trading risks.

Services for importers and exporters

We offer a full range of services to help you manage processes and minimise the risks and concerns associated with international trade.

Deal structuring

We can provide advice on how to protect your balance sheet and finance your imports and exports.

Letters of credit

We'll facilitate the flow of documents and payment for your purchases by arranging import and export letters of credit.


We act as a go-between for the buyer and seller to ensure that the buyer can collect their goods and the seller receives payment.

Bonds and guarantees

We can issue a range of performance and financial guarantees to meet your business needs.

Foreign currency trade loans

Our foreign currency trade loans and receivables finance service can provide cash flow solutions that may be more cost-effective than traditional banking products.

ATA carnets

An ATA carnet is an international customs document that allows you to temporarily import into foreign countries without payment of import duties and import taxes.

Buying and selling foreign currency

Our foreign exchange specialists can help your business by providing solutions to manage foreign exchange.

  • Foreign currency accounts
    You can hold foreign currency in a specific BNZ foreign currency account and access it whenever you want.
  • Competitive exchange rates
    Our treasury dealers can help you to get competitive exchange rates.
  • Daily commentary on foreign exchange markets
    We can keep you up to date with currency market events.
  • A range of  foreign exchange risk management tools
    Our dedicated team of specialists can help you identify exposures and determine the appropriate risk management tools for your business.

Start your application

By providing a few details, we'll be able to put you in touch with an expert who can help you with your business' needs.