Help & Support
- Business
- Help and support
- Rates & fees
- Loans and finance
Loans and finance rates and fees
Business overdrafts
Product |
Overdraft base rate (% p.a.) |
| Business First Transact | - |
| Market Connect | 6.38 + margin*† |
| Business overdraft base rate | 12.00 + margin* |
*Terms and conditions apply.^
†Rate effective from Thursday 1st May 2025. If you need a current rate, call us on 0800 275 269.
ProjectPlus facility
ProjectPlus base rate: 5.25% p.a. + margin†^
†Rate effective from Thursday 1st May 2025. If you need a current rate, call us on 0800 275 269.
CashFlow Plus facility
CashFlow Plus base rate: 6.85% p.a. + margin†^
†Rate effective from Tuesday 15 April 2025. If you need a current rate, call us on 0800 275 269.
Business term loans
Product |
Term loan 90 day base rate (% p.a.) |
| Business First term loan | - + margin* |
*Terms and conditions apply.^
Find out more
Rates can change at any time. More information on our rates, fees, and terms can be found in your facility agreement, our Business account and services fees PDF 182KB, as well as in our Standard terms and conditions PDF 310KB.
You can also send us an enquiry or give us a call:
- BNZ Partners: 0800 275 269
- Small Business Specialists: 0800 269 763.