Specialised loans and finance for property investors and developers

A BNZ Property Specialist can help you select finance that suits your investment strategy, and payment structures that meet your needs. 

Let’s talk: 0800 273 916

Finance your investment with a term loan

Terms and rates

Choose the fixed rate period that works best for you – terms from 90 days to five years. At the end of each applicable fixed rate period, you can switch to a fixed rate period of your choice.

Payment periods

Payment periods are flexible.  For example, you could choose to make payments weekly, fortnightly, or monthly – whatever suits your circumstances. Interest-only payment options are available to approved borrowers.

Security

If you’re buying an investment or commercial property, your term loan can be secured by the property you want to purchase or some other unencumbered property. If your loan is for property development, other security may be required.

A revolving credit facility for property developers

ProjectPlus is revolving credit facility ideal for a property developer who needs easy access to property finance.

Agreed limit

The total limit on the facility is agreed upfront, and becomes available once all conditions in the facility agreement are met.  The minimum credit facility is $1,000,000.

More Convenient

Use the facility to pay project-related suppliers, tradespeople and other creditors, because it’s a loan and transaction account rolled into one.

Save money

You could pay less interest than with a term loan, because you only pay interest on the money you’ve drawn. Plus, the credit limit is based on your project costs.

 

Fit your timeframe

The lifespan of your credit facility is generally determined by your project timeline.  You'll need to repay the total loan on or before the date the facility expires.

Get support from a specialist

Discuss your options for financing your property investment or development with a BNZ property specialist.

Call  0800 273 916

Rates and fees

Interest rates are tailored to suit your business and its borrowing needs.

To find out about interest rates, send us an enquiry or get in touch with a BNZ Partner.

Small Print

Lending criteria, terms and fees (including establishment fees) apply.