Commercial insurance - broker service
Our professional insurance broking service offers specialist insurance advice and solutions for business and rural operations. They'll work with you to understand your business and all your insurance needs, negotiate with insurers to tailor competitively priced insurance solutions that are right for you, and help you grow, manage and protect your commercial risks and assets.
Insurance to suit your business
Claiming on your insurance can be a very stressful time. We understand what needs to happen to progress claims effectively, so let us reduce your stress through our proactive claims management approach.
You know your business best and we know insurance, so let us help make purchasing the right insurance and the claims process as trouble free as possible so you can get on with what you do best – running your business.
Did you know?
Our Commercial Insurance broker service is provided by a network of experienced insurance professionals within BNZ Partners. Our Commercial Insurance Partners are all members of the Insurance Brokers Association of New Zealand, New Zealand’s professional body for insurance brokers.
If your business or rual operation has a turn-over of more than $1 million, or if it is under the $1million level but you provide professional advice, you are importing/exporting or your operation has a component of high risk, then our business insurance broker service is designed specially for you.
We’ll provide quality advice on general and specialist insurance requirements; you’ll probably have a range of needs so we’ll help you select the right mix of insurance covers tailored for your operation.
We’ll then present your needs to several insurers and negotiate with them to ensure that we can present you with competitively priced comprehensive insurance solutions for your consideration.
We deal with all types of insurance covers, some of which include:
- Material Damage
- Business Interruption (Loss of Profits)
- Commercial Motor Vehicle
- Commercial Fleet
- Public, Broadform and Products Liability
- Statutory Liability
- Employers Liability
- Corporate Liability
- Professional Liability
- Directors and Officers Liability
- Associations Liability
- Trustees Liability
- Information Technology Liability
- Employments Disputes
- Legal Defence Costs
- Rural Insurance – all covers
- Forestry Insurance
- Erection All Risks
- Contract Works
- Advanced Consequential Loss – Construction
- Contractors Plant and Machinery
- Machinery Breakdown
- Machinery Breakdown – Business Interruption
- Deterioration of Stock
- Electronic Equipment
- Carriers Liability
- Marine Cargo
- Marine Hull
- Trade Credit
- Extended Warranty
BNZ may receive a commission from the relevant insurer for the placement of insurance (and also from a premium funder for facilitating any premium funding arrangements) through its Commercial Insurance broker operation. BNZ may charge a fee for arranging and managing Insurances through its Commercial Insurance broker operation.