Protect yourself and your business

We can put you in touch with our life insurance provider, Partners Life. They’ll work with you to determine your business risks, and recommend insurance products to meet your business and personal needs.

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Partners Life

Partners Life is our specialist life insurance provider. They are a New Zealand operated life insurance business that began in 2011.

Life insurance for small business owners

As a business owner-operator, if anything stopped you from being able to work it could cause significant financial impact on your business and your personal income.

Our Small Business Specialists can arrange an appointment with Partners Life for you, to talk about your life insurance needs. They’re available from 8:30am - 5pm, Mon-Fri.

To get in touch with a Small Business Specialist:

call 0800 269 763
request a call back

Comprehensive life insurance for medium and large businesses

Your BNZ Partner can put you in touch with Partners Life. Their advisers have access to different types of insurance products. They can combine these products to provide comprehensive life insurance cover that meets your needs.

To get in touch with a BNZ Partner:

Why you and your business might need life insurance

As an owner-operator of a business or a BNZ Partner, you might need life insurance to protect your business and personal income. Life insurance can provide cover for the following:

Debt protection – helps by paying business loans if a business owner is diagnosed with a terminal illness, a critical condition, permanent disablement or dies.
Income protection – helps protect your personal income if you can’t work due to injury or illness.
Partner and shareholder (more suitable for medium to large businesses) – helps you keep control of your business if a partner or shareholder dies or is diagnosed with a terminal illness, critical condition or permanent disablement. It is set up alongside a buy/sell agreement and makes sure that cash is available to buy out the affected partner or shareholder or their beneficiaries.
Key person (more suitable for medium to large businesses) – helps finance the employment and training of a suitable replacement if a key employee is diagnosed with a terminal illness, a critical condition, permanent disablement or dies, and can help meet other expenses to ensure business survival.