Rates and fees

Our personal loan interest rates are current as at the dates shown below and are subject to change without notice. 

Repayment periods are from 3 months up to 5 years.

Interest Rates

Loan typeApproved on or before
15 May 2014
Approved on or after
16 May 2014
- -% p.a. -% p.a.
- -% p.a. -% p.a.

Service Fees

Loan Facility Fee ^  $50

Account Fees

Fee TypeCharge
Personal Loan Insurance Premium 47c per $100 balance at statement cycle
Late payment fee $2
Statement copy fee $5

Calculate what your loan could cost

Use our calculator to work out what your repayments could be depending on the amount of your loan and how long you need it.

As an example, if you borrow $5,000, over 2 years at 17.85% p.a. with monthly payments of $252, your total interest cost will be around $1,042. A loan facility fee of $50 has been included in this calculation.

Personal loans help and support

If you need some help, call 0800 800 667