Get on top of your debt

If you’re battling with multiple sources of debt such as credit cards, hire purchases, or an overdraft, consolidating it into our Advanced Personal Loan could make it easier to manage.

-% p.a. Total rate

We’ll help make it simple for you

Lower Payments

Get on top of debt and ease financial worry through consolidation as you’ll have just one loan with a lower monthly payment overall.

One Location

When you consolidate your debt from multiple sources, your balances are combined into one total amount. This means you’ll only have one repayment to keep track of.

Choose your terms

With the ability to choose the term of your Advanced Personal Loan, and flexible repayments, you get control of managing debt in a way that fits your individual needs.

Small Print

BNZ lending criteria, terms, and fees apply. Interest rate is variable and subject to change at any time. To be eligible, applicants must be aged 18 years or over and be a New Zealand resident. Available to individual personal banking customers only. Minimum loan $1,000. Maximum loan $30,000.

A loan facility fee applies, unless otherwise stated. Loan facility fee will be charged on the date the account is opened. This fee will be reversed if the loan is not drawn down within 21 days.

Read our full personal loans terms and conditions