Help & Support

Products no longer on sale

If you have an account with us that you’re still using, but we no longer sell, you’ll find the rates and fees or relevant information for the account below. If you can’t find your account below, contact us for more information.

All rates and fees are subject to change.

TotalMoney for Business

Rates and fees are subject to change.

Interest rates (%p.a.)
Credit Balance Interest Rates	loading (-) loading% (-)
Overdraft Base Rate	10.20%^
Term loan	-% p.a.^
Fees
Monthly base or account management fee^	$10.00 Charged to one TotalMoney account.
No account fees apply to the following:	No charges for deposits to the account^, staff assisted transactions, ATM, BNZ Internet and Electronic Transactions, Automatic Payments and cheques written each month. It also includes the set up and amendment of Automatic Payments and Bill Payments using Internet Banking. No cash handling fees. Other Service Fees still apply.
Facility fees
Overdraft establishment fee (Payable on establishment of facility)	From $100
Overdraft facility fee^ (Payable monthly in arrears)	0.15% per month ($5 minimum)

TotalBusiness

Product	rate (% p.a.)
Overdraft (Base rate)	3.75 + margin*^
Term loan (90 day rate)	- + margin^

*Rate published as at Monday, 3 August 2020. If you need a current rate, phone 0800 275 269.

Business Advantage Call

FEATURES	STANDARD FEES	INTEREST RATES (%P.A.)	OVERDRAFT FEES
No transaction fees apply for: ^ First five most expensive transactions each month.	Monthly base or account management fee^ None if average monthly balance is $5,000 or more, otherwise $5.	Credit balance interest rates^ 0.05% (if balance >$500,000)	Establishment fee^ n/a
Account alerts No charge	Manual transactions^ $1.25 for deposits and $2.50 for withdrawals.		Monthly facility fee ^^ n/a
Special features Bonus interest	Electronic transactions^ $1.25 for deposits and $2.50 for withdrawals.	Unarranged overdraft interest rate 10.20% + margin^	Monthly unarranged overdraft fee^^^ n/a

Farm First Transact

	Pay As You Go Plan	$10 Plan
Interest rate (%p.a.)
Credit Balance Interest Rates	loading	loading
Farming Overdraft Base Rate	loading^	loading^
Fees
Monthly base fee^	$3.50	$10.00
No Account Fees apply for the following	Not Applicable	All transactions each month.^
BNZ Internet Banking and Internet Banking for Business	15 cents. Service Fees may apply.	No Charge. Service Fees may apply.
Electronic transactions: (EFTPOS, Direct Debits, Direct Credits, Telephone Banking ,self service transactions & Automatic Payments)	35 cents. Service Fees may apply.	No Charge. Service Fees may apply.
Manual Transactions: (Cheques written, Freepost deposits, Store/staff assisted transactions, Express Deposits and ATM (including outward and inward payments))	65 cents. Service Fees may apply.	No Charge. Service Fees may apply.
Overdraft facility fee	No charge	No charge
Same-day cleared payments	See fees
The following Service Fees are included in your $10 monthly base fee: Automatic Payments Bill Payments Direct Debit Telephone Banking Internet Banking Transaction Service Fees

Farm First Call

FEATURES	STANDARD FEES	INTEREST RATES (%P.A.)	OVERDRAFT FEES
Number of free withdrawals per month^ Unlimited	Monthly base or account management fee^ None	Credit balance interest rates^0.05% (if balance is $0 - $99,999,999)	Establishment fee^ n/a
Account alerts No charge	Manual transactions^ -		Monthly facility fee ^^ n/a
Special features -	Electronic transactions^ -	Unarranged overdraft interest rate 10.20 + margin^	Monthly unarranged overdraft fee ^^^ $5

Stock Finance

This product is no longer available for new lending. For existing customers, pricing is specific to your loan product. Find a BNZ Partner or call 0800 273 916 for more information.