Help & Support
QuickBiz supporting documentation
When you apply online through QuickBiz for a term loan or overdraft, we’ll ask you to supply some supporting documentation in order to assess your application.
However, if you’re an existing BNZ customer with total lending of $50,000 or less, this may not be necessary.
An income statement, also known as a profit and loss statement, is a financial summary of business income and expenses.
We’ll ask you to submit an income statement covering 12 full months. It must be dated within 120 days of your application.
For example, if you apply on 1 February, the end date on your profit and loss statement must be 4 October from the previous year or later.
A balance sheet shows the assets and liabilities of a business at a particular point in time, detailing both revenue and expenses.
We’ll ask you to submit a balance sheet covering 12 full months. It must be dated within 120 days of your application.
We’ll ask you to submit 12 months of transaction history from your business trading account and any business credit cards if applicable. This must be reconciled, and the most recent transaction must be within 31 days of the date you apply.
Reconciling your accounts
The process of reconciliation involves matching the transactions on your financial record to the corresponding amount on your bank statement.
Accounting software makes the reconciliation process easier and more efficient. Bank transactions are imported automatically, allowing you to match and categorise a large number of transactions at the click of a button.
Exporting your data
If your accounts are managed by an accountant, your accountant can either provide you with login details for your online accounting package or alternatively, provide you with electronic copies of your financial information.
You’ll need to upload your documents in PDF format. Each file must be no larger than 5MB.
You can save Excel documents as PDF files by clicking File, then Save As, and selecting the PDF option.