Help & Support


QuickBiz supporting documentation

When you apply online through QuickBiz for a term loan or overdraft, we’ll ask you to supply some supporting documentation in order to assess your application. 

However, if you’re an existing BNZ customer with total lending of $50,000 or less, this may not be necessary.

Financial documents

Income statement

An income statement, also known as a profit and loss statement, is a financial summary of business income and expenses.  

We’ll ask you to submit an income statement from your most recent full year’s financial statements. These must be received within 9 months from the end of the financial year to which they relate.

For example, if you apply on 1 February, the end date on your income statement must be 1 May from the previous year or later.

Balance sheet

A balance sheet shows the assets and liabilities of a business at a particular point in time, detailing both revenue and expenses.

We’ll ask you to submit a balance sheet from your most recent full year’s financial statements. These must be received within 9 months from the end of the financial year to which they relate.

Transaction history

We’ll ask you to submit 12 months of transaction history from your business trading account and any business credit cards if applicable. This must be reconciled, and the most recent transaction must be within 31 days of the date you apply.

Reconciling your accounts

The process of reconciliation involves matching the transactions on your financial record to the corresponding amount on your bank statement.

Accounting software makes the reconciliation process easier and more efficient. Bank transactions are imported automatically, allowing you to match and categorise a large number of transactions at the click of a button.

Exporting your data

You can export financial data from an accounting package like Xero or MYOB. The Xero Business Finance Pack pulls together key financial reports into a single up-to-date file to support your application.

If your accounts are managed by an accountant, your accountant can either provide you with login details for your online accounting package or alternatively, provide you with electronic copies of your financial information.

If you’re a BNZ customer, you can download your transaction history online. See instructions for Internet Banking for Business or Internet Banking.

You’ll need to upload your documents in PDF format. Each file must be no larger than 5MB.

You can save Excel documents as PDF files by clicking File, then Save As, and selecting the PDF option.