Farm First Transact
Choose a pricing plan to help keep your fees down, plus enjoy the flexibility of adding an overdraft, and accessing your money if or when you need it.
Choose a plan to keep costs down
Pay as you go
$3.50 base fee per month, then pay the normal account fees for each transaction.
$10 base fee includes all your transactions^ (automatic payments, bill payments, direct debits, telephone banking and over-the-counter) each month.
Manage your money and cash flow
A business overdraft could help with cash flow fluctuations. You can overdraw whenever you need to, up to your pre-approved limit. What’s more, we won’t charge an overdraft facility fee.
Farm First Transact rates and fees^
|Pay As You Go Plan||$10 Plan|
|Interest rate (%p.a.)|
Credit Balance Interest Rates
Farming Overdraft Base Rates
|Monthly^ base fee||$3.50||$10.00|
|No Account Fees apply for the following||Not Applicable||
All transactions each month.^
|BNZ Internet Banking and Internet Banking for Business||15 cents. Service Fees may apply.||No Charge. Service Fees may apply.|
(EFTPOS, Direct Debits, Direct Credits, Telephone Banking ,self service transactions & Automatic Payments)
|35 cents. Service Fees may apply.||No Charge. Service Fees may apply.|
(Cheques written, Freepost deposits, Store/staff assisted transactions, Express Deposit Tower deposits and ATM (including outward and inward payments))
|65 cents. Service Fees may apply.||No Charge. Service Fees may apply.|
|Overdraft facility fee||No charge||No charge|
|Same-day cleared payments||See fees|
|The following Service Fees are included in your $10 monthly base fee:
Transaction Service Fees