Environment and climate

We make kaitiakitanga, or caring for the natural environment, part of everything we do. We’re reducing our emissions and helping customers do the same, building resilience, and building back nature.

Transitioning to a low emissions economy

We’re actively taking steps to accelerate the just transition to a net zero emissions economy, one that supports the regeneration of the natural environment, by: 

  • supporting our customers through sustainable finance
  • enabling our SME customers to measure and reduce their emissions 
  • aligning our lending portfolios with pathways to net zero emissions by 2050.
Read our climate reports

Delivering on our focus areas

Transition to net zero emissions by 2050

Our approach and progress can be found in our Climate Statements

Supporting customers

We’re helping customers build climate resilience. We provide sustainable finance options to support them in achieving their sustainability goals. This applies to both businesses and individuals. 

Building back nature

Our focus is on supporting nature-based solutions to deliver climate action. We do this alongside understanding and measuring our own operational impacts.

Regenerating the natural environment

Through BNZ Foundation we’re working with organisations to support the regeneration of the natural environment. The Manaaki Taiao grant funds initiatives that help to protect and restore nature for the long-term.

Financing the future

We’re aligning our lending decisions to meet positive social, environmental, and governance goals.

Read our Sustainable Finance Framework (PDF 497KB).

Business loans

Get help funding renewable energy, zero or low emission transport, agribusiness or sustainable projects with our Green Business Loan.

Green Business Loans

Home loan top-ups

We offer low interest top-ups for sustainable upgrades to your home or for electronic transport options.

Better Future home loan top-ups