BNZ lending criteria and account fees apply.
^ Rates subject to change.
- There are no interest free days on balances transfers. Balance transfers are subject to approval, and terms and conditions. Only balances from non-BNZ New Zealand issued Visa, MasterCard, American Express, Diners, GE CreditLine, The Warehouse Financial Services Credit and Store Cards, Fisher & Paykel Finance issued Q cards and Farmers Cards are eligible for this special rate. After the fixed period, any balance transfer amount still unpaid will revert to the standard annual purchase interest rate. For new cards, lending criteria, and account fees apply.
- Fly Buys terms and conditions apply. Fly Buys collection rates are subject to change without notice. BNZ (and its related companies) does not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for product or services provided by them.
- Air New Zealand Airpoints™ Programme terms and conditions apply. Airpoints Dollars earning and redemption rates and Status Points earning rates are subject to change without notice. This information is intended for Airpoints Programme Members who reside in New Zealand. BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars or that Airpoints Dollars will continue to be offered for products or services provided by them.
- Activation requirements including minimum Pre-paid Travel Costs payment and method of payment apply. Insurance cover ('Insurance') is subject to policy Terms, Conditions and Exclusions. The Insurance is provided to Gold cardholders by American Home Assurance Company (New Zealand Branch), trading in New Zealand as Chartis ('Insurer'). BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance. Immediate Family means your Spouse or Dependant Children accompanying you on your journey (Insurance eligibility criteria apply. Additional charges are payable for policy extensions you choose to take, such as pre-existing cover and specified items. Special activation requirements apply to Section I.7 Accidental Death and Disablement (Common Carrier cover). Please read the policy carefully to ensure that the Insurance meets with your requirements.
- Eligibility Criteria apply including being a current and valid Platinum Visa cardholder at the time you begin paying for your trip.Platinum Visa International Travel Insurance cover ('Insurance') is subject to policy terms, conditions and exclusions (for example, age limitations), which you should read to ensure the Insurance fits your requirements. The Insurance is provided to Platinum Visa cardholders by American Home Assurance Company (New Zealand Branch), trading in New Zealand as Chartis ('Insurer'). BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance. Immediate Family means your Spouse or Dependant Children accompanying you on your journey (Insurance eligibility criteria apply). Additional charges are payable for policy extensions you choose to take such as pre-existing cover and specified items. Special activation requirements apply to Section I.7 Accidental Death and Disablement (Common Carrier cover). Please read the policy carefully to ensure that the insurance meets with your requirements.
- For GlobalPlus accounts opened prior to 30 March 2008, Airpoints Advance is available to the person who was the nominated earner as at 30 March 2008 and for accounts opened after 30 March 2008, Airpoints Advance is available to the original nominated earner when the GlobalPlus credit card account was first opened, and in each case, is the nominated earner at the time of requesting the benefit. If the cardholder holds more than one GlobalPlus branded card, s/he is only entitled to Airpoints Advance for the card which has the higher Airpoints Advance limit. Airpoints Dollars earned after the Airpoints Advance are first applied to repaying any negative Airpoints Dollars before contributing to any positive Airpoints Dollars balance. The cardholder cannot use Airpoints Advance (or any unused portion of it), and has 12 months to repay the Airpoints Advance, once s/he ceases to be a GlobalPlus cardholder and/or the nominated earner or Air New Zealand withdraws Airpoints Advance. Failure to repay the Airpoints Advance will result in Air New Zealand closing the cardholder's Airpoints membership account and Air New Zealand reserves the right to recover the monetary value of any outstanding Airpoints Advance.
- Koru joining fee waiver and the discount on the Koru annual membership fee may only be used in conjunction with one year Koru memberships for individuals and cannot be used in conjunction with Koru memberships for two years, corporate memberships, senior memberships, partner renewal memberships or annual guest cards. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand. Full details and terms and conditions available at airnewzealand.co.nz/airpoints.
- Extended Warranty Insurance cover is subject to the terms, conditions and exclusions (for example, claim limits and no cover for motorised vehicles) contained in the BNZ Gold credit card Extended Warranty Insurance policy document. Purchase Protection Insurance cover is subject to the terms, conditions and exclusions (for example, claim limits and no cover for animal or plant life) contained in the BNZ Gold credit card Purchase Protection Insurance policy document. PriceGuard Insurance cover is subject to the terms, conditions and exclusions (for example, no cover for internet purchases, animal and plant life and jewellery) contained in the BNZ Gold credit card PriceGuard Insurance policy document. PriceGuard Insurance loss payment is capped at $5000 in aggregate per annum per cardholder. These insurances are provided to Gold cardholders by Chartis Insurance New Zealand Limited ('Insurer'). BNZ does not underwrite these Insurances, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance. Please read the policies carefully to ensure the Insurances meet your requirements.
- Account fees subject to change.
- Other fees and charges may apply.
- BNZ Platinum Reward Programme terms and conditions apply. BNZ Platinum Reward Programme terms and conditions apply. Earning and redemption rates subject to change without notice. To join Fly Buys visit flybuys.co.nz. Fly Buys conversion and redemption rates are subject to change without notice. Fly Buys terms and conditions apply. BNZ (and its related companies) does not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for product or services provided by them.
- Air New Zealand Airpoints™ Programme terms and conditions apply Airpoints Dollars earning and redemption rates and Status Points earning rates are subject to change without notice. This information is intended for Airpoints Programme Members who reside in New Zealand. BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars™ or that Airpoints Dollars™ will continue to be offered for products or services provided by them.
- You can earn up to half the Status Points you need to reach or maintain your Silver or Gold Airpoints tier status by making purchases on your credit card. To be eligible for a tier status change from Gold to Gold Elite, at least 900 Status Points need to come from taking qualifying Air New Zealand flights. To maintain your current Gold Elite tier status, at least 810 Status Points need to come from taking qualifying Air New Zealand flights. $250 purchase spend equals one Status Point. Status Points earning rates are subject to change.
- Since your last half yearly account fee was charged.
