Credit cards

Credit cards to suit your lifestyle and smart ways to manage them.

Whether you're looking for a low interest credit card or a card that earns rewards, like Fly Buys or Airpoints, we have one to suit your needs. Compare credit cards, learn how to keep your card safe or apply for a credit card online.

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Benefits and rewards

What next...?


5.99 % p.a.^

BNZ Lite Visa
balance transfer rate

For 6 months on balances transferred
to your Lite Visa from another bank or
finance company's credit or store card.


Apply now

Applying for a balance transfer

Already have a BNZ Lite Visa?

Apply online for a balance transfer.

Don't have a BNZ Lite Visa?

First you will need to apply for a card. Once you've got your new card, complete the Balance Transfer Form you receive with your card and freepost it back to us.

Want to pay less interest?

Learn how you can reduce the interest and fees on your credit card.

Credit card interest rates and fees explained


Small print

Our lending criteria and account fees apply.