International payments

Our simple online international payments tool lets you manage payments and foreign currency account transfers, use personalised live exchange rates, manage beneficiary details, and view payment history.

Overview of key features

  • Get access to personalised live exchange rates
  • Create beneficiaries so they'll be there when you need them next time
  • Send automated email notifications to beneficiaries with your payments
  • View, sort, add comments and download details of your international payments received, all from one easy-to-use page
  • Use your FX Online deals when making International Payments

Making international payments through FX Online

Watch our demo to see how making international payments online will make your life easier.


International banking on the go

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With our Mobile Business Banking app you can authorise international  payments, view FX rates, and transfer funds to and from NZD accounts from almost anywhere.

More detail

International payments and transfers can be authorised between 7am and 7pm on business days. And to make things even quicker you can authorise currency batches for large volumes of payments. If you need to find a particular transaction you can view all your activity from the last 13 months online or export it to a spreadsheet. This makes it easy to search by beneficiary, amount, currency, BNZ reference or date range.

Internet Banking for Business's individual permissions means you can manage which team members can create beneficiaries, make payments and authorise international payments.

Sending a telegraphic transfer overseas

You will need to provide the following details to BNZ in order to send a telegraphic transfer:

  • Your full name, e.g. JOHN CHARLES SMITH  or  ABC COMPANY LTD.
  • Your full residential address, including town/city and country, i.e. No PO Boxes.
  • Beneficiary's full name, e.g. EDWARD MATTHEW JONES or XYZ PTY LTD.
  • Beneficiary's full residential address, including town/city and country, i.e. No PO Boxes.
  • Beneficiary's account number (IBAN if sending to a European country, United Kingdom or Middle East).
  • The full name and address of the Beneficiary's Bank.
  • Payment reason, which may contain information such as an invoice number.

You can send a telegraphic transfer overseas via Internet Banking for Business or at your nearest BNZ branch.

Other requirements per country

India – Because of the vast population and number of branch locations in India, it is recommended to include full details of the Beneficiary's Bank. The preferred information is as follows:

Name of the bank Street/road name, name of the area
Name of the branch City name and PIN code (Postal Identification Number)
Building name, plot number Phone number, if available

Indian Financial System Code (IFSC) - 
an 11 digit alphanumeric unique code
used to identify each branch of every bank


The PIN code is required and refers to the actual branch location. As a general rule most people ordering payments to India will know this code.

South Africa – A 6 digit Sort Code number that can be pre-fixed with //ZA.

United States - A nine-digit ABA Routing number that can be pre-fixed with FW.

More information

For more information please call 0800 ASK BNZ (0800 275 269), or +64 4 931 8209 from overseas (international toll charges apply).

FX Online help and support

If you have questions or need help call 0800 269 424