Client Fund Service

Client Fund Service (CFS) is a secure online deposit management tool. It’s suitable for anyone who manages accounts and investments on behalf of clients, such as solicitors, accountants, and real estate agents.

How to register Log in to CFS

Features and benefits

Earn interest

Earn interest^ or commission on trust funds (or ‘pooled’ individual funds) by keeping them on call. 

Earn and pay commissions

Set up clients’ accounts to receive interest and pay tax on the account. You can also choose to receive commission on that interest.

Free to use

Client Fund Service is free for all users, with no fees charged.^ It’s available online so you can manage your funds​ when it suits you.^

Register for Client Fund Service

  1. Contact your BNZ relationship manager to check that you have the correct bank accounts to register for Client Fund Service.
  2. Read our Client Fund Service terms and conditions.
  3. Complete the online registration form, print it out and have it signed by all account owners.
  4. Return the form to us.

If you’re not sure whether Client Fund Service is right for your business, email us at professionals@bnz.co.nz and one of our team will be in touch.

Depositor Compensation Scheme

Money held in client accounts via Client Fund Service is covered under the Government’s Depositor Compensation Scheme. The scheme covers up to $100,000 of each client’s money in the Client Fund Service in the unlikely event of a failure.

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