StepUP loans are a product of the Good Loans programme and are a community initiative of BNZ and Good Shepherd, supported by the Ministry of Social Development. BNZ is the lender, but StepUP loans are only available via our community providers. See www.stepuploan.org.nz for further details and a list of providers.

If BNZ offers you a loan, you’ll have 30 days to confirm the item(s) that you intend to purchase and provide evidence as to the cost. Approved purposes only (no cash loans). BNZ is the lender. Terms and lending criteria apply.

Your Advanced Personal Loan standard terms and conditions PDF 154KB (for StepUP loans offered with the assistance of Community Partners approved on or after 14 November 2016)
Your Advanced Personal Loan standard terms and conditions PDF 281KB (for StepUP loans offered with the assistance of Community Partners approved on or before 13 November 2016)
Advanced Personal Loans current charges PDF 30KB