Community Finance

Offering fee-free, low-interest, and no-interest loans to limited income families, to help them manage debt.

About Community Finance

When you’re in a tough situation, getting traditional bank loans can be difficult, which means you can be forced to take out loans with other providers at very high interest rates and fees.

We know life can be unpredictable, so we’ve committed $60m in lending to Community Finance, helping New Zealanders respond to the unexpected and stay away from unscrupulous lenders.  

Since 2014, Community Finance has provided thousands of loans to help people with a range of issues. Customers have used the loans for things like fixing their cars so they can get to work, or paying for unexpected medical or dental expenses.

Who we work with

We’ve partnered with Good Shepherd NZMinistry of Social Development and community organisations like The Salvation ArmyAviva, and Vaka Tautua, to offer people on limited incomes fee-free, low-interest, and no-interest loans, called StepUP loans and NILS loans.

Get more information

If you’d like more information, just visit

Community Finance Les