GlobalPlus credit cards changed to BNZ Advantage

GlobalPlus is now called BNZ Advantage and Airpoints ™ have been replaced with cash back.

With BNZ Advantage, the choice is yours - cash to buy, cash to fly or cash to save.

At this stage, BNZ Advantage credit cards are only available to customers who had GlobalPlus credit cards.

What's changed?

  • Cash back rewards instead of Airpoints™
  • Boosted cash back earn rate (for a limited time) for MasterCard and Visa cardholders
  • Lower annual card fees* and up to 55 days interest free for all personal cards 
  • Ability to check how much cash back you’ve earned each month in Internet Banking
  • Credit card customers will receive a replacement card in the mail shortly, but in the meantime you can keep using your card as normal.

Rates, fees and features

Rates and fees

CardPurchase Interest Rate (P.A.)1
Cash Advance (P.A.)Balance transfer rate5Account Fee2Joint/Additional Account Fee
BNZ Advantage Classic 19.95% 22.20% 0% p.a. or
4.99% p.a. for 12 months
$24 half yearly $6 half yearly
BNZ Advantage Gold 19.95% 22.20% 0% p.a. or
4.99% p.a. for 12 months
$40 half yearly $12.50 half yearly
BNZ Advantage Platinum 15.45% 15.45% 0% p.a. or
4.99% p.a. for 12 months
$72.50 half yearly3
$10 half yearly

Features

CardCash back earn ratesInterest Free DaysTravel Insurance Days4Concierge serviceExtended warranty6Purchase insurance6PriceGuard6
BNZ Advantage Classic $120 = $1 cash back until 31 October 2015
$150 = $1 cash back from 1 November 2015
Up to 55 days interest free - - - - -
BNZ Advantage Gold $80 = $1 cashback until 31 October 2015
$100 = $1 cash back from 1 November 2015
Up to 55 days interest free Up to 35 -
BNZ Advantage Platinum $68 = $1 cash back until 30 April 2016
$75 = $1 cash back from 1 May 2016
Up to 55 days interest free Up to 90

Cash back rewards

All cash back rewards will be credited back to your credit card account. This reduces the balance outstanding but does not change the minimum monthly payment.

If you want to see the rewards add up, you can transfer the same cash amount from the account you would have paid your credit card bill from, in to a savings account of your choice. For example, if you earn $50 cash back, $50 is deducted from the credit card balance you need to pay. Simply transfer the $50 from your transaction account to your savings account.

View your cash back rewards online

You'll also be able to check how much cash back you've earned each month, without having to wait for your statement to arrive, by logging into BNZ Internet Banking. Cash back is calculated once a month at the end of your statement cycle and will show as 'BNZ - Cash Back Earned'.

Register for Internet Banking
Register for Internet Banking for Business

Contact us and FAQs

If you have any questions, send us an enquiry or call us on 0800 275 269.

For more information and FAQs go to BNZ Community

If you’re not a former GlobalPlus customer and want to find out more about our new BNZ Advantage, leave us your details and we’ll be in touch.

Terms and conditions

Travel Insurance policies and FAQs