Personal Information Notice

This notice relates to the information you are now providing to BNZ or its related companies (as defined in section 2(3) of the Companies Act 1993 as if "company" includes a company or other body corporate incorporated in New Zealand or any other jurisdiction) (each a BNZ Company); and any other party that we notify you of in the future (together the "Parties"), or which the Parties may hold now or in the future.

1. The Privacy Act 1993 gives you the right to see and correct your personal information.
2. Information about you will be used primarily for administering your Account and offering or providing banking and other financial services to you. Information may be disclosed to another BNZ Company or a third party in connection with any of these purposes provided the recipient of the information is subject to an obligation of confidentiality in relation to that information. Information may also be used to further the relationship between you and any BNZ Company, the Parties or a third party, and for marketing purposes. This includes, without limitation, communicating with you via email, text message, an on-line facility (without an unsubscribe facility), telephone or post about any products, services or promotions offered or distributed by any BNZ Company, the Parties or a third party.
3. You agree that BNZ, and any other BNZ Company, can collect information from you and use that information to help any BNZ Company comply with any laws, rules or regulations in New Zealand or overseas. You agree to supply any information requested by any BNZ Company to help BNZ, or any other BNZ Company, comply with any such laws, rules or regulations in New Zealand or overseas. You also agree that any BNZ Company can share any information about you and your accounts with any government body or agency in New Zealand or overseas (including any tax authorities) to help the BNZ Company comply with any laws, rules or regulations in New Zealand or overseas.
4. In respect of opening and reviewing accounts, applications and offering you relevant products and services, you authorise the BNZ Companies to make credit reference checks and other enquiries within their normal procedures. For this purpose, the BNZ Companies may seek information about you from any source. You also authorise the collection and disclosure of all information relevant to your accounts from/to any credit reporting agency. Credit reporting agencies may use information disclosed by the BNZ Company to update their credit reporting database, and disclose any information that they hold about you to their own customers as permitted under the Credit Reporting Privacy Code. In addition, the BNZ Company may use any service provided by its credit reporting agencies to receive updates of the information it holds about you. If you are in default under any loan or facility from a BNZ Company, the BNZ Companies are authorised to disclose all relevant information about you to, and for the use by, credit reporting agencies, debt collection agencies and law firms.
5. To seek your views on its services and the products it offers, the BNZ Companies may provide your name, address and telephone number to reputable market research organisations. However, if you do not wish to be involved, please advise us.
6. If you do not wish to provide all the information requested, we may restrict the products, facilities and/or services available to you.