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Investing for the future

Tips to getting the best of your retirement years and ways to stay financially savvy.

Managing your KiwiSaver

Tips for getting the most out of KiwiSaver, whether you're buying your first home or saving for retirement.

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What is a high growth fund?

5 minute read

Over the long term, high growth funds have the potential for higher returns, but you need to be willing to accept more risk.

How much do you really need

How much do you really need to save for retirement?

5 minute read

With the right information, preparing for retirement can be a rewarding experience. To help ensure you’re on the right track for the retirement you want, we've pulled together some key points for you to consider.

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Choosing the right KiwiSaver fund for your life stage

3 minute read

KiwiSaver isn’t set-it-and-forget-it. Find out the importance of regularly reviewing your KiwiSaver fund choice, and the best times in life to do it.

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Choosing a KiwiSaver fund that’s right for you

3 minute read

When you join a KiwiSaver scheme, you need to choose what type of investment fund you’d like your savings to be invested into.

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How to make the most out of KiwiSaver when you turn 65

4 minute read

KiwiSaver offers great flexibility for over 65s, with generally lower fees and access to your savings whenever you need it.

Guide to changing KiwiSaver providers

Guide to changing KiwiSaver providers

3 minute read

Changing KiwiSaver providers is easy and only takes a minute or two. But there are a few things you may want to know before you ‘break up’ with your current one.

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Choosing the right fund for your retirement timeframe

3 minute read

Being in the right fund is important for all KiwiSaver members – and it’s especially important when you’re close to retirement or already retired.

Getting on track for retirement

Getting on track for retirement

3 minute read

Work out how much you’ll need for a comfortable retirement and if you’re currently on track.

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How to make the most of KiwiSaver

4 minute read

Here are five tips that will get you off to a great start in terms of securing your financial future.

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Get up to $260 from the Government in your KiwiSaver account

4 minute read

If you contribute just over $1,000 to your KiwiSaver account, you could be eligible for an extra $260.72 from the Government. Here’s how it works.

KiwiSaver first home

Should you withdraw KiwiSaver savings to pay for your first home?

4 minute read

Using your KiwiSaver savings to get on the property ladder can be a great opportunity but deciding if it’s the right move for you requires some thought.

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How KiwiSaver could help you to buy your first home

4 minute read

From checking your eligibility, to making sure you’ve got the money when you need it, here’s how you might be able to use your KiwiSaver savings to get into your first home.

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What to do with your KiwiSaver account if you’re facing unemployment

3 minute read

Facing unemployment and have a KiwiSaver account? Here are some important things to think about.

Managing your money when you retire

Managing your money when you retire

3 minute read

If you’re close to retiring or have already retired, then make sure you have a plan in place to stay on top of your finances.

When it's time to start spending your retirement savings

When it’s time to start spending your retirement savings

3 minute read

There are no set rules on how you use your KiwiSaver money when you retire. However, there are a few important things to consider.

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Enjoying retirement

4 minute read

Your retirement journey is about more than just ensuring your nest egg is secure and wisely managed. It’s about striking a balance between financial stability and supporting life’s new adventures and experiences.

Risk to be aware of at retirement

The risks to be aware of when spending your retirement money

5 minute read

Learn how market volatility might impact how long your KiwiSaver savings will last.

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Protecting your retirement nest egg from scammers

4 minute read

Scammers are increasingly sophisticated and changing tactics all the time. Being able to access your KiwiSaver savings makes you a prime target. Help protect yourself by understanding how an investment scam works and the common red flags.

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How increasing your contribution rate could boost your KiwiSaver savings

5 minute read

Small changes can make a big difference to your retirement. See how your KiwiSaver savings could grow faster when you increase your contribution rate.

Should I split my KiwiSaver

Should I split my KiwiSaver?

4 minute read

When it comes to investing, diversification plays a key role. Find out whether splitting your KiwiSaver could be the right thing for you.

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KiwiSaver for kids

4 minute read

Setting your kids up for their future can include kickstarting their financial journey through investing. Find out more about KiwiSaver for kids and what setting this up early means.

Navigating the decumulation stage of retirement investing

Navigating the decumulation stage of retirement investing

4 minute read

Managing your money in retirement is just as important as building it up, and there are different approaches you can take to help your savings support the lifestyle you want.

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The hidden impact of inflation on your retirement

0 minute read

Inflation is often called the hidden thief of retirement savings. It may not feel as worrying as market volatility but over time it can be just as damaging, quietly eroding your purchasing power by reducing the real value of income and savings.

Investing 101

Tips to getting the best of your retirement years and ways to stay financially savvy.

An introduction to investing

An introduction to investing

3 minute read

If you’re new to investing, this article gives you an introduction to the basics, and offers a few suggestions on ways you can become an investor.

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Common investing mistakes

3 minute read

Many people don’t realise that the greatest impact on their investment returns could be their own behaviour. Here are four common mistakes to avoid.

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Investment techniques - what is term deposit laddering?

2 minute read

When interest rates are fluctuating, you may be looking for ways to make the most of your savings. An investment technique to consider is term deposit laddering. But what exactly is it and how does it work?

Seven investing hacks

Seven investing hacks to help supercharge your savings

4 minute read

The world of investing can sometimes seem overwhelming, especially if you’re just getting started or don’t have a background in financial markets. These investing hacks are designed to give you the tools and knowledge to help you on your investment journey.

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First-time Investors' Guide

5 minute read

There are lots of options to consider when you're investing for the first time. This Investors' Guide can make it an easier experience when you're looking to break into the market.

What is investment risk

What is investment ‘risk’?

2 minute read

Risk, like returns, is an everyday part of investing. In this article, we cover what it is, what it can mean for investors – and how to factor it into your investment choices.

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Why different goals need different investments

4 minute read

At any stage during your life, you’re likely to be working towards a few different financial goals. This article looks at how different investments can help you achieve them.

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If not property, where could you invest?

4 minute read

Investing in property has been a popular way for New Zealanders to grow their wealth for decades. But it’s important to know there are also other ways to invest.

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Managed funds: where does your money go?

3 minute read

Investing in a managed fund? Find out whether your money stays local or goes global, if a company’s bad luck could hurt you, and how low ‘low-risk’ really is.

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Saving for your next big step with shorter-term investing

3 minute read

Explore some simple but effective approaches to shorter-term investing that could help you become financially savvy, and help you achieve your goals.

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Longer-term investing: the things you need to think about

3 minute read

Whether saving for retirement or other long-term investments, you need clear goals and a solid plan. Find out how to get started.

four tips for dealing with volatility in your investments

Four tips for dealing with volatility in your investments

3 minute read

Volatility is part and parcel of investing. Rather than worry about market volatility and downturns, be prepared for them. Here are four tips to help you ride out those market fluctuations.

Should I be investing in something other than KiwiSaver

Should I be investing in something other than KiwiSaver?

3 minute read

Investing is different to your everyday savings account. It can be tricky knowing how much to save for a rainy day, and how much to invest for the future.

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Passive v active investment - what's the best approach?

2 minute read

While passive investment promotes a long-term ‘buy and hold’ strategy, active investment seeks to outperform the market through in-depth research and timely decision making. Find out more about the pros and cons of each strategy, throughout different market conditions.