BNZ Funeral Plan

With BNZ Funeral Plan, you can choose the level of funeral cover (up to $15,000) so your loved ones don't have to worry about paying for your funeral and get financial support when they need it most.

Choose your cover

Did you know that the average funeral costs about $9,000? With BNZ Funeral Plan, you can choose from $5,000 to $15,000 worth of cover, depending on what kind of funeral you want and whether you would like to add anything else that would help your family (i.e. catering).

Cash on hand within 48 hours

Your family, or nominated beneficiary will have the cash on hand to pay for the funeral within 48 hours of the correct paperwork being received. Your family can use the money however they need to, including for related expenses, such as travel.

Fixed premiums and joint cover discounts

Your premiums are fixed for the life of the policy, and if you and your partner get cover at the same time, you’ll both receive a 15% discount on your premiums.

Guaranteed acceptance

You’ll get guaranteed acceptance if you’re aged between 55 and 85, and there are no medical tests required for you or your partner. For the first 24 months you will be covered for accidental death only.

More information

For more details of BNZ Funeral Plan please refer to the BNZ Funeral Plan Brochure and the Policy Document.​

Next steps

If you have any questions or would like a quote, call the team on 0800 455 581 between 8.30am – 6.00pm Monday to Friday, or enquire online.

Financial Strength Rating

Cigna Life Insurance New Zealand Limited has an A 'Excellent' financial strength rating which was given by A.M. Best Company Inc.

The rating scale is: A++A+ Superior | AA- Excellent | B++B+ Good | BB- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended

Get in touch about BNZ Funeral Plan


Insurance help and support

If you need some help, call 0800 455 581

Small Print

BNZ Funeral Plan is underwritten by the insurer Cigna Life Insurance NZ Limited (Cigna), Level 25, Majestic Centre, 100 Willis Street, Wellington, who will be responsible for all claims and other matters relating to this policy. Depending on the period of time that this Policy remains in force, the premiums paid may exceed the Funeral Benefit payable. Bank of New Zealand (BNZ) arranges BNZ Funeral Plan as distributor for Cigna, and BNZ receives a commission on any policies arranged. The distributor, BNZ, does not guarantee the obligations of Cigna and will not be liable if Cigna refuses to pay a claim. This information is intended to outline the main features of BNZ Funeral Plan. For full details, please refer to the Policy Wording, which is available on request. Also available on request is a description of Cigna’s procedures for handling enquiries and complaints and your rights under free resolution services provided by the Insurance and Savings Ombudsman. Just call 0800 455 581 toll free. Full details, our current Disclosure Statement and our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ store or