Pay your home loan off sooner

With most home loans, you’ve got the flexibility to increase your repayments in Internet Banking to save time and money^.

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Small increases can make a big difference

You could save thousands of dollars in interest and pay off your home loan years faster by making a small increase to your repayments. Just $10 extra a fortnight could shave almost a year and $13,000 in interest off a $300,000 loan^. You can make as many changes as you want to, whenever you want to, on most home loan types^.

But don’t just take our word for it

More than 20,000 of our customers have already increased their repayments online. On average, over the past two years they have each saved more than $10,000 in interest — that’s more than $200 million in total.

“I love the new mortgage feature online — so much more flexibility, and it’s great seeing how fast you can repay your loan.” − Jodie

How to change your repayments

1. Log in

Log in to Internet Banking and click on your home loan account. You’ll know if you can change your home loan repayments if you see a ‘Change your regular payments’ button. Click this to continue.

2. Make a change

Change your payment amount. You’ll be able to see the impact this change has on the interest you pay, length of your loan, and whether an early repayment charge (ERC) will apply.

3. Confirm

Click the ‘Change’ button to confirm your payment change. The change will take effect from your next scheduled repayment.

Get started with Internet Banking

If youre not already using Internet Banking, it’s easy to get up and running.

Talk to us about home loans