Personalise your accounts

With an everyday account and online banking, you can customise your banking experience so it’s easier to keep track of what’s going on with your money and stick to your goals.

Join us online anytime and get a Flexi Debit Visa with no annual card fee

Open a YouMoney account online, and you’ll get a Flexi Debit Visa  with no annual card fee, that you can load in to Apple Pay or Google Pay™ and start using. 

Opening an account is easy

Open an account online using RealMe, a New Zealand passport or New Zealand driver licence. You can also make an appointment at a BNZ branch.

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RealMe

Opened immediately

If you’ve verified your identity with RealMe® and we can verify your NZ address, you can open an account online and start using it straight away in Mobile and Internet Banking.

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New Zealand passport

Opened next business day

You’ll take videos of you and your passport using your mobile or desktop device, and submit them online. When you’re finished, we’ll verify your passport details and NZ address and get back to you.

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New Zealand driver licence

Opened next business day

You’ll take videos of you and your driver licence using your mobile or desktop device, and submit them online. When you’re finished, we’ll verify your licence and NZ address and get back to you.

Keep your goals on track with online banking

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add to your savings

Drag and drop makes it faster to transfer money to your savings accounts. It’s also free to set up and edit automatic payments to your savings accounts online, so you can save without lifting a finger.

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track your progress

Set goals for your savings accounts and use the progress bar to see how close you are, each time you log in.

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stay motivated

Upload inspiring images to your accounts to remind you of your savings goals and then nickname your accounts to match.

Best Consumer Digital Bank in New Zealand

We’re really proud to be awarded Best Consumer Digital Bank in New Zealand, and Most Innovative Digital Bank in Asia-Pacific at the 2018 Global Finance awards PDF 281KB.

Mobile banking

Check balances at a glance, move money between accounts, and add your cards to Apple Pay™ or Google Pay™ using our mobile banking app. You can be in and out in a flash with Fingerprint login/Touch ID.

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