We can help you reach your savings goals faster

We have a range of options to match your style of saving and help make it easier for you to reach your goals.

Start out on the right foot

Consider your savings style, as well as rates and fees, to find the savings account that fits you best.

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casual savers

Dip in and out of your savings whenever you need and at no cost using Internet or Mobile Banking with our Personal OnCall account^. Your interest rate stays the same no matter your account balance.

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serious savers

Enjoy the reward of bonus interest each month with Rapid Save when you make deposits to increase your account balance^ and use no more than your one free withdrawal per month^

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pro savers

Take your savings up a notch by opening a term deposit^. You’ll be able to grow the savings you’ve already set aside with the security of a fixed rate of interest for the length of term you choose.

Rates and fees

Compare rates and fees for our everyday banking and savings accounts.

Keep your savings on track, online

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add to your savings

Drag and drop makes it faster to transfer money to your savings accounts; just “drag” money from your other accounts and “drop” it into your savings. It’s also free to set up and edit automatic payments to your savings accounts online, so you can save without lifting a finger.

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track your progress

Whether you know exactly how much you need to save, right down to the last cent, or just have a ballpark figure in mind, you can set goals for each of your savings accounts. A progress bar will appear on your account to show how close you are to reaching your goal.

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stay motivated

Upload inspiring images of what you’re saving towards to your accounts to remind you of your goals, such as your next holiday destination or your first house. You can also nickname your accounts to match your savings goals.

Small Print

Account opening and lending criteria, terms and fees apply. BNZ standard terms and conditions apply to all BNZ transaction and savings accounts. Details of our fees can be found in our Fees Guide. Rates and fees are subject to change.

  1. Personal OnCall is not available for Companies and Trusts.

  2. A month refers to the period from the last business day of the previous calendar month to the second to last business day of the current calendar month. For the month that an account is opened, the opening balance is nil. In order to qualify for bonus interest, a deposit must be made to the account (not including any interest paid) at any time before the end of that month, and must be greater than any withdrawal made. Bonus criteria regarding one withdrawal a month still applies.

  3. $5 withdrawal fee applies per withdrawal for all subsequent withdrawals per month.  A withdrawal includes transferring your money from your Rapid Save account to one of your other BNZ accounts.

  4. Account opening criteria, terms and conditions apply and are available on request, in store or on bnz.co.nz