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Transfer your credit card balance to us

A range of rewarding credit cards.

  • Get 1% p.a. balance transfer rate for 12 months*
  • Choose from a range a credit cards to suit your lifestyle
  • It's easy to transfer your balance

Pay off your credit card faster with 1% p.a.

You'll only pay 1% p.a. for 12 months on a credit or store card balance transferred from elsewhere onto a credit card with us, when you also have your main income paid into one of our transaction accounts (like YouMoney).

If you already have both a transaction account and a credit card with us, you can apply for your balance transfer now.

Apply for a balance transfer

If you only have a credit card with us

If you already have a credit card with us but need a transaction account, you can still get the 1% p.a. transfer rate. All you need to do is open up one of our transactions accounts and then apply for your balance transfer.

Apply for a transaction account online See our transaction accounts

If you only have a transaction account with us

If you have a transaction account but don't have one of our credit cards, you can also still get the 1% p.a. balance transfer. All you need to do is get one of our credit cards and then apply for your balance transfer.

Apply for a credit card online See our credit cards

If you don't have a credit card or transaction account

If you don't have a transaction account or credit card with us, you can still take advantage of this low balance transfer offer. All you need to do is open up a transaction account and get one of our credit cards, and then you can apply for the 1% p.a. balance transfer.

Apply for a transaction account online See our transaction accounts 

Apply for a credit card online See our credit cards

3.99% p.a. standard balance transfer for everyone

If you're not ready to move your banking to us, you can still pay as little as 3.99% p.a. for 12 months on an existing credit or store card balance you bring over to us.  

If you already have a credit card with us, you can get your transfer started today.

Apply for balance transfer

Get one of our credit cards

To get this great rate, you'll need one of our credit cards before you can apply for a balance transfer.  We have a range of credit cards and it's easy to apply for one.

Apply for a credit card online See our credit cards