No strings, no fuss
Low interest rate
Keep your credit card costs down with one of the lowest purchase interest rates in the market, and benefit from paying off your higher interest balances first.
Managing your repayments is easy with our Lite Visa. The minimum monthly repayment is 2% of your balance or $25 – whatever is more.
2019 Canstar Bank of the Year - Credit Cards
We’re proud to be the inaugural winner of the Canstar Bank of the Year - Credit Cards award. This award recognises our suite of credit cards as offering outstanding value for a wide range of customers.
Peace of mind when you need it
World-leading card security
Our liquid encryption technology updates the security information on your card’s magnetic strip every time you use it at a BNZ ATM. This helps us detect if your card has been copied without your knowledge.
You're covered for fraud
Our zero fraud liability guarantee means we’ll repay any transactions you didn’t make, so you don’t lose out as long as you’ve complied with your card’s terms and conditions.
Protect your online purchases
With NetPromise, if you buy something online and don’t receive it, or you return it and don’t get a refund, we can help you get your money back if you let us know within 30 days^.
Stay in control with your mobile
Manage your credit card settings in the BNZ app. You can block your card if you’ve misplaced it, then unblock it once it’s safely back in your hands. You can also turn Visa payWave on or off in the app.
Change your card type or increase your limit
If you already have a BNZ credit card, you can change it to a different card, or increase your credit card limit online.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901