The money you need to make things happen

Fund new or used equipment with Asset Finance, the flexible lending option designed to help your business grow.

Flexible asset finance for businesses of all sizes

Apply for up to 100% funding for new or used equipment, and customise your loan to suit your business.

Free up cash flow

Buy new or used assets without dipping into your cash flow, then pay them off while they’re working for your business.

Release capital

Release capital back into your business by using  equipment you already have as security, instead of personal or other business assets. 

Grow your business

Take advantage of growth opportunities by using asset finance to help upgrade or expand your vehicle fleet, equipment or machines.

Tailored interest rates

Interest rates are tailored to your business and borrowing needs, and can be fixed or floating (variable).

Flexible repayments

Structure your repayments to meet your seasonal cash flow.^

Terms that suit you

Choose from a range of terms that best suit your business, from one to five years.   

Fund a range of assets

Fund new or used assets specific to your business, including:

  • vehicles e.g. cars, trucks, or utes
  • construction equipment e.g. forklifts and excavators
  • manufacturing equipment
  • agricultural equipment
  • medical equipment e.g. X-ray machines.

Interest rates

Our business interest rates for loans on vehicle or other asset purchases are tailored to your business and borrowing needs. The interest rate charged is subject to BNZ’s lending criteria and terms and conditions, and will also depend on a number of other factors including:

  • your business’s credit history, income and financial position
  • the term of your loan and the amount you wish to borrow
  • the vehicle or asset that you are purchasing.

Get in touch 

Contact us to find out how Asset Finance can help your business.

  • Request a call back so we can call at a time that suits you 
  • If you're a small business (turnover of up to $1 million), call 0800 269 763
  • If you're a medium to large business (turnover of more than $1 million), call BNZ Partners on  0800 273 916

Talk to a specialist

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Small Print

Our lending criteria, terms and conditions, and fees apply. Minimum loan amount of $5000. Asset Finance loan is to be secured by the asset or other current business assets if additional security is required. You will be required to insure the asset. Insurance coverage is subject to the terms and conditions and exclusions contained in the relevant policy document and schedule.

  1. Any GST component must be repaid within the first three months of the loan term.