MyMoney for Business

MyMoney for Business is specifically for small businesses with an annual turnover of less than $1 million.^ If this is you, this transaction account could make your banking simpler and save you money.

Unlimited transactions for just $8.50 per month^

MyMoney for Business gives you the freedom to deposit^, transfer and withdraw as often as you like for a low monthly fee (service fees may apply). 

No cash handling fees

You won’t have to pay any cash handling fees when you deposit cash into your account or withdraw cash from it. 

Text and email alerts

Text and email alerts help you to keep an eye on money movements. You get unlimited text and email alerts each month for no charge. 

An overdraft, to help you manage cash flow fluctuations

To help at times when expenses are high and cash flow is slow, you can apply for an overdraft.^ Once approved, it’ll be ready and waiting when you need it.

24-hour access^ for easy money management

Access your account from wherever you are, whenever you like via telephone or internet banking, BNZ ATMs, EFTPOS or in any BNZ store. You get the convenience of anytime access, plus you’ll never have to worry about transaction fees again.

MyMoney for Business rates and fees

Rates and fees are subject to change.

Interest rates (%p.a.)

Credit Balance Interest Rates

Overdraft Base Rate loading

Monthlybase or account management fee^


No account fees apply to the following:

No charges for deposits to the account,^ staff assisted transactions, ATM, BNZ Internet and Electronic Transactions, Automatic Payments and cheques written^ each month. No charge for Cash Handling Fees. Other Service Fees may apply.

Open an account


Small Print

*Margin on application subject to BNZ lending criteria. If you go into unarranged overdraft (including if you go over your arranged overdraft limit), interest at the Bank’s Business Overdraft Base Rate plus a margin of 10.00% p.a. (unless we advise you otherwise) also applies to the debit balance. Unarranged Overdraft Fees also apply, please see our Business and Agribusiness account, service and facility fees guide for details.

  1. Not for businesses managed by BNZ Partners.

  2. Service fees may apply. Fees are subject to change, charged on the last business day of each calendar month, and are based on the period between the last business day of the previous calendar month and the second to last business day of the current month, inclusive. 

  3. Fees for Telegraphic Transfers will apply.

  4. Lending criteria, overdraft establishment fee and an overdraft facility fee apply.

  5. Although the Telephone and Internet Banking and ATM services will normally be available 24 hours a day, maintenance of the system is required from time-to-time. Accordingly, certain options may not be available for an average of three hours a week. This maintenance, however, will be carried out at times which should cause the least disruption to you.

Full details, TotalMoney terms and conditionscurrent Disclosure Statement and Qualifying Financial Entity Disclosure Statement may also be obtained free of charge from a BNZ store.