Farm First Call
Get competitive interest paid on every dollar and pay no transaction or monthly base fees to maximise your savings and pay, but still get easy access to your money when you need it.
A cash management account for farmers
Make the most of your farm savings
Money put aside for tax payments, equipment purchases and other future expenses, can work hard while it’s waiting. With a Farm First Call account, you’ll earn competitive interest which is calculated daily and paid monthly, with regular statements to keep you in the picture. What’s more, there are no transaction or monthly base fees. Service fees apply.
Easy access when you need to make a payment
It’s quick and easy to move funds from your Farm First Call account to your farming transaction account to make a payment. Access your money though Internet Banking, telephone banking, ATMs and any BNZ store. Farm First Call doesn’t come with a cheque book and isn’t set up to support automatic payments, direct debits or bulk payments.
Farm First Call rates and fees
Interest rates and fees are subject to change
|Credit Interest Rates (%p.a.)||loading (-)|
|Unarranged Overdraft Interest Rate (%p.a.)||loading|
|Monthly^ base or account management fee||
|No Account Fees apply for the following
|All Deposits and Withdrawals. Service Fees may apply.|
|BNZ Internet Banking||No charge. Service Fees may apply.|
(EFTPOS, Bill Payments, Direct Debits, Telephone Banking, Self Service transactions)
|No charge. Service Fees may apply.|
||No charge. Service Fees may apply.|
|ATM||No charge. Service Fees may apply.|
|Cheques written||No charge. Service Fees may apply.|
|Freepost deposits||No charge. Service Fees may apply.|
|Store/staff assisted transactions||No charge. Service Fees may apply.|
|Express Deposit Tower deposits||No charge. Service Fees may apply.|
|Overdraft facility fee||Not applicable|
|Unarranged overdraft fee
$5.00 for any month overdrawn (Payable monthly in arrears).
You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10%p.a.
* If you go into unarranged overdraft a margin of 10.00% p.a. applies.
Fees are subject to change. Fees are charged on the last business day of each calendar month and are based on the period between the last business day of the previous calendar month and the second to last business day of the current month, inclusive.
Automatic Payments into your account from other parties are classed as Electronic Transactions.