Business First OnCall

Get competitive interest paid on every dollar to maximise your earnings, plus there are no transaction and monthly base fees to eat away at your balance.

Cash management made easy

Business First OnCall is a cash management account which is held in conjunction with a business transaction account.

Earn competitive interest

Earn competitive interest on money you put aside for tax payments, equipment purchases, or other future expenses.

Interest is calculated daily and paid monthly, so your money will be working harder while it’s waiting. Plus, there are no transaction and monthly base fees.^

Easy access to funds

Making payments is easy. Move funds from your Business First OnCall account to your everyday transaction account through Internet Banking, telephone banking, ATMs or at any BNZ store.  

Business First OnCall doesn’t come with a cheque book and isn’t set up to support automatic payments, direct debits or bulk payments.

Business First OnCall rates and fees

 Business First OnCall AccountBusiness Advantage Call Account
Interest rates
Credit Interest Rates
Current % p.a
-% p.a. -% p.a.
($0-$499,999.99)
-% p.a.
($500,000+)

Unarranged Overdraft Interest Rates
Current % p.a

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Fees
Monthly^ base or account management fee Not Applicable No base fee for accounts with an average daily balance of $5,000 or more, otherwise $5.00
No Account Fees apply for the following
(per month)
All Deposits and withdrawals The 5 most expensive transactions (deposits and withdrawals)
BNZ Internet Banking^
No charge $2.50 per withdrawal
$1.25 per deposit
Electronic Transactions:^
(EFTPOS, Bill Payments, Direct Debits, Telephone Banking*, self service transactions)
No charge $2.50 per withdrawal
$1.25 per deposit
Automatic Payments^
Not applicable $2.50 per withdrawal
$1.25 per deposit
ATM^
No charge $2.50 per withdrawal
$1.25 per deposit
Cheques written^
Not applicable $2.50 per withdrawal
Freepost deposits No charge $1.25
Store/staff assisted transactions^
No charge $2.50 per withdrawal
$1.25 per deposit
Express Deposit Tower deposits^
No charge $1.25
Overdraft facility fee & Line of Credit Charges Not Applicable Not applicable
Unarranged overdraft fee
A grace period applies^.
$5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10% p.a.  $5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank's Lending Base Rate plus 10% p.a.