Cash management made easy
Business First OnCall is a cash management account that’s held jointly with a transaction account.
You can access your funds when you need, while still earning interest. It’s a great way to save for tax payments and other expenses.
Earn competitive interest
Earn competitive interest on money you put aside for tax payments, equipment purchases, or other future expenses.
Interest is calculated daily and paid monthly, so your money will be working harder while it’s waiting. Plus, there are no transaction and monthly base fees.^
Easy access to funds
Making payments is easy. Move funds from your Business First OnCall account to your everyday transaction account through Internet Banking, telephone banking, ATMs or at any BNZ branch.
We recommend that you don’t use Business First OnCall for regular payments like automatic payments or direct debits. These payments should be set up using a transaction account, like MyMoney for Business or Business First Transact.
Business First OnCall rates and fees
|Credit interest rate
Current % p.a
|Unarranged overdraft interest rate
Current % p.a
|10.20 + margin*|
|Monthly^ base or account management fee||Not applicable|
|No account fees apply for the following
|All deposits and withdrawals|
|BNZ Internet Banking^||No charge|
(EFTPOS, Bill Payments, Direct Debits, Telephone Banking*, self service transactions)
|Automatic payments^||Not applicable|
|Cheques written^||Not applicable|
|Freepost deposits||No charge|
|Branch/staff assisted transactions^||No charge|
|Express deposits^||No charge|
|Overdraft facility fee & line of credit charges||Not applicable|
|Unarranged overdraft fee
A grace period applies^.
|$5.00 for any month overdrawn (Payable monthly in arrears). You will also pay interest on the overdrawn amount at the Bank’s Business Base Overdraft Rate plus 10.00% p.a.|