Foreign Currency Service fee^: 2.25% of the NZ dollar value of every foreign currency transaction (as defined in the relevant credit card terms and conditions). The Bank does not charge a foreign currency service fee on purchase reversals, purchase refunds, ATM reversals and chargebacks. For those transactions (not including purchase refunds) we credit a foreign currency service fee that is calculated as a percentage of the New Zealand dollar value of the reversal or chargeback.
Late Payment fee: Nil (Purchasing and ePurchasing cards)
Over limit fee: $20 per statement (on each statement until the account is back within its limit)
Replacement card^: $0
Statement copy: $5
Voucher copy: $25