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Travelling with your card

When travelling anywhere in the world, important things to remember are:

 Insurance and fees:   Insurance   Credit Card Fees
 Other services you can use:   FX Exchange Rates

ATM Locator Guide

Whether you choose a BNZ Visa, BNZ American Express Card or BNZ MasterCard, your credit card will be welcomed throughout the world^. Use these worldwide locators to find your nearest ATM:

 Visa ATM     MasterCard ATM     American Express ATM

If you want to use your card at ATMs, you will need to arrange a PIN. If your card is lost or stolen whilst travelling, please contact us immediately. If your card has chip technology, you must have a PIN.

Important Information:

Using your card in the UK and Europe

BNZ would like to reassure cardholders that they should not be turned away by UK and European merchants because they are not transacting with a 'chip and PIN' or 'smart' card.

In the UK, almost all magnetic strip cards have been upgraded to 'chip and PIN' or 'smart' cards. While UK chip and PIN cardholders must use the PIN on their card after 14 February 2006, overseas cardholders will not be affected and will still be able to sign for purchases when using non-chip and PIN cards.

There have been isolated reports of some New Zealand card holders being told by merchants in the UK and Europe that if they do not have a 'chip and PIN' or 'smart' card they will not be able to use their cards. If you find that a retailer is not willing to accept your card, you should urge them to insert the card into the terminal. The terminal will read the card and will instruct the retailer to ask for your signature.

If the retailer still refuses, BNZ recommends that cardholders contact the Bank: within New Zealand 0800 800 667 or from overseas +64 4 470 9201.

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