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BNZ Lite Visa

BNZ Lite Visa

BNZ Lite Visa can bring your credit card purchase interest down to earth

Check out the features:


Low purchase interest rate

BNZ Lite Visa comes with our lowest annual purchase interest rate of just 13.25% p.a.1, so you can easily manage all of your day-to-day purchases. Plus, with an account fee of just $5 a month2, this is just the card to help you achieve your financial goals.

Great balance transfer rate

Transfer your credit or store card balance from another bank or finance company to a BNZ Lite Visa, and pay only 5.99% p.a. on the balance transferred for 6 months3.

Credit card security

Our credit cards have a range of security features to help keep your money safe when you make purchases online and over the counter. We've also got world class technology, which updates your credit card information with every cash withdrawal or balance enquiry at BNZ ATM. This helps ensure that your card is protected from counterfeit fraud.

Apply online now!

If you'd like to make light of your finances by getting your hands on a Lite Visa credit card simply complete our online credit card application today!

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1Interest rate subject to change.

2Account fees current subject to change. An additional fee applies for all additional/joint accounts.

3Rate subject to change. There are no interest free days or loyalty points on balance transfers. Balance transfers are subject to approval and terms and conditions. Only balances from non-BNZ New Zealand issued Visa, MasterCard, American Express®, Diners, GE CreditLine, The Warehouse Financial Services Credit and Store Cards and Fisher & Paykel Finance issued Q Cards and Farmers Cards are eligible for this special rate. Balance transfers to business credit cards (excluding GlobalPlus Business Visa) and personal loans are not available. After 6 months, any balance transfer amount still unpaid will revert to the prevailing standard annual purchase interest rate.

Our lending criteria applies.