EasyCover Insurance

Quick and easy life insurance cover.

  • Automatic acceptance if you meet eligibility criteria
  • Up to $100,000 death and terminal illness cover
  • Pre-existing conditions covered after three years
  • Collect Fly Buys Points1

More detail

Essential life insurance protection

EasyCover is a simple, fast way to get life insurance cover. It'll give you and your family basic life insurance protection, so that you can stop worrying about "what ifs". EasyCover may also be a good idea if you're single, because a claim payment can help cover things like funeral expenses and debt repayment.

Easy-to-understand benefits

  • EasyCover pays a lump sum if you die or become terminally ill
  • You can choose any amount of protection between $10,000 and $100,000
  • Money from a claim can be used in any way, for example it could help pay off debts, cover funeral costs and help with living expenses
  • Pre-existing conditions are covered after three years
  • Policy ownership can be transferred in the future
  • Cover is available to anyone aged 16 to 64 and expires at the age of 65

Automatic acceptance for cover

You will be automatically accepted for EasyCover, which means no fitness or medical tests, if you meet the eligibility criteria.

Eligibility criteria

If you have ever had an application for life, disability, sickness, or accident insurance on your life declined, deferred, withdrawn, or accepted with a loading or exclusion, or on other than standard terms, you are not eligible for EasyCover. You can't apply for EasyCover if you currently have another life insurance policy with BNZ Life (other than EasyCover).

 Earn Fly Buys points

You can collect Fly Buys1 points based on the premium you pay. Premiums can be paid fortnightly, monthly or annually by direct debit or credit card. If paying annually, you can also pay by cheque

Read the EasyCover terms and conditions PDF 210KB

Need some help?

Get a quote & applyFind a store 0800 808 648

Small print

  1. Fly Buys terms and conditions apply.  Fly Buys point collection, conversion and redemption rates are subject to change without notice.

This is only a summary of EasyCover. Full details of the benefits and exclusions are provided in the general terms and conditions.

EasyCover is underwritten by BNZ Life Insurance Limited ("BNZ Life"). EasyCover is not an obligation of Bank of New Zealand. The obligations of BNZ Life are not guaranteed by its related companies, including National Australia Bank Limited and Bank of New Zealand, or any other parties. Bank of New Zealand arranges EasyCover as an agent for BNZ Life and receives commission on any policies it arranges.

The information and recommendations on bnz.co.nz are provided for general information purposes only. To the extent that any such information or recommendations constitute financial advice, they do not take into account any person’s particular financial situation or goals. We recommend that you seek advice specific to your circumstances from your financial adviser.