Credit and loan insurance

Protect your ability to pay back your credit card or personal loan.

When life’s ticking along nicely, making credit card or personal loan repayments isn’t a big deal. But what happens when your income comes to a standstill because of health problems, redundancy or bankruptcy? Credit card and loan insurance policies are designed to give you a ‘financial cushion’, so that debt doesn’t add to your problems. They also pay out if you die, which ensures that your family don’t inherit your credit card or loan repayments.

CreditCare Plus

Protect your ability to pay credit card bills with CreditCare Plus.  This card insurance covers illness, accident, redundancy, bankruptcy

  • Credit card debt cover for death, accident, sickness, redundancy and bankruptcy
  • No premium to pay if your balance is zero at the time your statement is produced
  • 30-day money-back period if the policy doesn’t meet your needs

Advanced Personal Loan Insurance

Protect your ability to pay back your personal loan. Advanced personal loan insurance covers illness, accident, redundancy, bankruptcy and death.

  • Cover for death, illness, accident, redundancy and bankruptcy
  • Premiums linked to your loan balance, so they reduce as your balance decreases
  • 30-day money-back period if the policy doesn’t meet your needs