Variable home loans
Make lump-sum repayments whenever you choose.
Variable home loans have the flexibility to fit with your lifestyle. They give you the option to make lump-sum repayments, or repay the loan completely, without having to worry about early repayment charges. They’re ideal when interest rates are falling. Plus, you can change to a fixed home loan whenever you choose.
TotalMoney home loan
Reduce the amount of interest you pay by pooling your, and your family’s, savings.
- Use your savings to reduce the effective interest rate on your mortgage
- Option to make extra repayments
Fly Buys home loan
Collect Fly Buys Bonus Points on all outstanding balances.
- Tailored repayment option
- Choose a fixed, variable or combination of interest rates
GlobalPlus home loan
Earn Airpoints Dollars on all outstanding balances.
- Tailored repayment option
- Choose a fixed, variable or combination of interest rates
Mortgage One home loan
Save on interest by using your savings and income to lower the daily balance of your loan.
- Gives you immediate access to your money
- Flexibility to redraw up to a non-reducing limit
Rapid Repay home loan
all in one.
- Pay your loan off faster
- Save on interest by using your savings & income to lower the daily balance of your loan
- Redraw up to your reducing limit whenever you like
Things to be considered
You can split your borrowing between a variable and a fixed home loan. This can give you the best of both worlds. You’ll have the freedom to make lump-sum repayments on your variable loan without paying fees, plus the certainty of a fixed interest rate for your other loan.
