Revolving home loans

All-in-one accounts that let you repay and redraw when you choose.

A revolving home loan is like a big overdraft on an everyday transaction account. It has a floating interest rate, so you can make lump-sum repayments whenever you choose without worrying about early repayment charges. You can also withdraw money whenever you need it, up to your agreed limit.

This kind of loan can be ideal if you’re good at managing money and you earn a higher income, particularly if your income fluctuates over the year. With careful use, you can repay your loan faster and make significant savings on interest.