Compare mortgages
Compare home loan features, benefits and repayment options.
Not sure what type of home loan you're looking for? See our fixed and floating home loans or check out our guide for first home buyers. If you want to talk about options, call us on 0800 269 562.
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Description
Rates
| Interest rate^ |
Features
| Rewards ? | ||||
| Minimum deposit ? | ||||
| Offset using your everyday accounts ? |
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| Redraw6 ? | ||||
| Revolving credit ? |
Repayment options
| Extra repayments ? | ||||
| Extra repayment charge may apply ? |
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| Interest only ? | ||||
| Tailored ? | ||||
| Repayment holiday ? |
Fees
| Establishment fee4,5 ? | ||||
| Rollover/Re-fix fee5 ? | ||||
| Top up fee5 ? | ||||
| Re-documentation fee5 ? |
Small print
- Full details, TotalMoney terms and conditions, and current Disclosure Statement available free from any BNZ store or this website.
- BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for products or services provided by them. The BNZ Fly Buys home loan is also known as the BNZ Standard Home Loan. Fly Buys terms and conditions apply.
- BNZ (and its related companies) do not guarantee the redemption of Airpoints Dollars or that Airpoints Dollars will continue to be offered for products or services provided by them. Air New Zealand Airpoints Programme terms and conditions apply. An Airpoints joining fee may apply.
- For individual customers (where the customer is a natural person and not a company/trust) if the loan is primarily for personal, domestic, or household purposes.
- For all non-personal lending, including but not limited to cases where investment properties, family trusts or companies are involved, a fee of up to 1% of the loan may be charged for this service.
- For fixed rate loans an early repayment charge may apply.
- You can make extra repayments up to 5% of your original loan amount each year without early repayment charges.
Lending criteria and establishment fees apply. Not for business purposes. BNZ's Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store or Partners Centre, or viewed on our website. Fly Buys terms and conditions apply.