Service charges
Where applicable Service Fees may be charged in addition to Account Fees and are subject to change without notice.
| Automatic Payments | |
| Establishment and amendment fee - staff assisted | $5.00 |
| Establishment fee - Internet Banking and Internet Banking for Business | $5.00 |
| Amendment Fee - automated Telephone, Internet Banking, and Internet Banking for Business | $3.50 |
| Bill Payments | |
| Payee establishment and amendment fee - staff assisted | $2.50 |
| Payee establishment and amendment fee Internet Banking and Internet Banking for Business | $0.50 |
| Direct Debits | |
| Establishment and amendment fee | $5.00 |
| Telephone Banking | |
| Registration | No charge |
| High user call charges No charge for the first five calls each month¹ A Telephone Banking (IVR) high user charge is applicable on your sixth and subsequent calls |
$0.50 per call |
| Internet Banking | |
| Registration | No charge |
| NetGuard Card | No charge |
|
Account Alerts Mobile phone via SMS text
|
$0.25 (per Account Alerts charged monthly¹. No charge to TotalMoney accounts) No charge |
| Internet Banking Transactions | Account Fees apply for all payments made within Internet Banking. Fees vary depending on your Account type. |
| Internet Banking for Business | |
| Registration Monthly service fee |
No charge $10.00 |
| Netguard Token | No charge |
| Eftpos Card and Flexi Debit Visa | |
| Replacement of lost or damaged cards | $15.00 |
| Withdrawals from an overseas ATM In addition, the rate of exchange shown on your statement for converting each overseas ATM withdrawal into New Zealand dollars includes a margin added by Visa International Service Association of 1% of the New Zealand dollar value of your withdrawal. It also includes BNZ's Currency Conversion Fee of 1.25%. From 1 May 2005 you will be charged a single BNZ Foreign Currency Service Fee of 2.25% of the New Zealand dollar value of your overseas ATM withdrawal. Both the converted amount of your foreign currency transaction and the Foreign Currency Service Fee will be included in the New Zealand dollar amount of and in the rate of exchange shown on your statement for each transaction, An Account Fee also applies. |
$7.50 |
| ATM Recovery Fee Applies to all transactions (including transfers and balance enquiries) made at any ASB, ANZ, HSBC, Kiwibank, National Bank or Westpac ATMs |
$1.00 per transaction |
| Overseas postage fee | $2.00 |
| Flexi Debit Visa Annual Card Fee | $10.00 |
| Flexi Debit Visa Overseas over the counter cash withdrawal fee | $7.50 |
| Bank Cheques | $6.00 |
| Service and Investigative Charges | |
| Stop payments (cheques) | $25.00 |
| Special answers (plus courier and taxi charges) | $25.00 |
| Replacement statement | $5.00 per statement |
| Certificates of balance | $25.00 per certificate or $75.00 per hour |
| Transaction research fee - Image fee - Research fee |
$7.50 per item $15.00 per item or $60.00 per hour |
| Auditors Confirmation report | $40.00 min or $75.00 per hour |
| Transaction Service Fees (In addition Account Fees may apply) | |
| Cheque clearance (non personal accounts only) Based on the total number of cheques banked per day |
$0.25 per cheque |
| Cash handling (non personal accounts only) Cash handling fees are calculated per account suffix for all cash transactions totalling $5,000 or more per day No charge for MyMoney for Business accounts |
|
| Cash transactions less than $5,000 per day | No charge |
| Teller assisted cash deposits | $0.50 per $100 |
| Deposits using Express Deposit Tower, business deposit unit, ATM, Express Link | $0.25 per $100 |
| Teller assisted cash withdrawals | $0.25 per $100 |
| Staff assisted printout (up to last 25 transactions) | $1.00 |
| Other Bank processing charges | |
| Cash deposits into Non BNZ accounts Cheque deposits into Non BNZ accounts Non BNZ customer request for change in denomination of money (for example, changing a $100 note into $1 coins) |
$5.00 per $1,000 (min $5) $1.00 per item (min $5) $5.00 per $1,000 (min $5) |
| International fees Per currency/transaction. Account Fees and Overseas Bank charges may apply |
|
| International cheques | |
| Issue - next day delivery | $20.00 |
| Stop payment | $25.00 |
| Repurchase | $10.00 |
| International transaction research | $15.00 per item plus $10.00 per message (minimum for each bank involved) |
| Travel Funds | |
| Issue of Foreign cash | 1% minimum $10.00 |
| FX fee for withdrawing Australian Dollars from an ATM | $5.00 |
| Foreign Currency Account Cash Handling | |
| Deposit Foreign cash to Foreign Currency Account | 2% per deposit over $250.00 |
| Withdraw Foreign cash from Foreign Currency Account | 1% minimum $5.00 |
| Telegraphic Transfers (TT) | |
| Outward (BNZ sends TT): | |
| Issue In addition overseas correspondents may charge a fee for processing the TT. Unless you instruct BNZ that the Charges Our fee is to apply, then any overseas correspondent’s fees will be deducted from the payment to the beneficiary or charged to you by us if the overseas correspondent has charged us directly for this service. Beneficiary bank charges may still apply. |
$25.00 |
| Charges Our This is charged by BNZ in lieu of any overseas correspondent charges for processing the TT. This fee will be added to your Telegraphic Transfer Issue fee (and appears as one fee on your statement). Beneficiary bank charges may still apply. |
$25.00 |
| Inward (BNZ receives TT): | |
| Credited to a BNZ Account | $15.00 |
| Credited to another bank | $25.00 |
| Uplifted in cash | $25.00 |
| TTs received via another New Zealand Bank TTs received via another NZ bank (processing bank) may be subject to fees that differ from those outlined above. |
|
| Clean collections | |
| Items sent on collection | 0.25% mimimum $50.00 |
| Registered Airmail charge | $7.50 |
| Courier charge | $14.00 - $50.00 Depending on country item being sent to for collection |
| Money Transfer Service Fees | |
| Direct credits | |
| Schedules - base fee Plus |
$10.00 per batch $0.50 per payment |
| PC Business Banking (business only) | $0.20 per payment |
| Internet Banking for Business | $0.30 per payment |
| Direct debits | |
| PC Business Banking (business only) | $0.20 per payment |
| Same-day Cleared Payments Cost per transaction |
|
| Written application | $25.00 no notification $25.00 with notification |
| Via Internet Banking for Business | $5.00 no notification $5.00 with notification |
| Via PC Business Banking | $5.00 no notification $5.00 with notification |
| Notification for incoming payments | Free |
| Remittance Processing | |
| Cheque Post (business only) | P.O.A³ (business only) |
| Security / Loan Documentation (In addition to standard loan fees) |
|
| Arrange Loan against Life Policy | $25.00 per policy |
| Preparation of Chattels | $50.00 |
| Preparation of Deed of Lien | $25.00 |
| Discharge of Mortgage / Debenture / General Security Agreement | $100.00 |
| Execution of Memorandum of Priority of Mortgage (Not at the Bank's instigation) |
$100.00 per memorandum |
| Partial Discharge of Mortgage / Debenture / General Security Agreement | $100.00 per deed |
| Any other Deed or Security advice (including surrender of Life Policy) |
$50.00 |
| Miscellaneous Fees | |
| Faxing: Local National International International Postage Photocopying |
$2.00 per page $3.00 per page $7.50 per page $2.00 $0.20 per page |
If you would like more information on any of the services above, please send us an email with your query or phone us any time on
Small print
- A month refers to the period from the last business day of the previous calendar month to the second to last business day of the current month.
- Dependant on volume.
